Bajaj General Insurance Plan | Compare & Get Online Discounts
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Bajaj General Health Insurance

Bajaj General Insurance is one of the largest private insurer in the industry with offices in over 1100 towns and ...Read More

18,400+
Cashless hospitals
99.23%
Claim settlement
25 Cr
Max sum insured
21
Active plans
🛡️ IRDAI Approved
4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25x solvency ratio
99.23% claim settlement

What you get with Bajaj General Health Insurance

The headline features and policy mechanics, at a glance.

Sum insured up to 25 Cr

Coverage scales from entry-level individual plans to high-end family-floater protection.

18,400+ cashless hospitals

Direct billing at network hospitals across 1100 presence — no out-of-pocket payment at admission.

99.23% claim settlement

Industry-leading approval rate on eligible claims received in the most recent fiscal year.

3.25x solvency ratio

Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.

21 active plans

Choose from individual, family floater and senior-citizen variants to match your household.

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Choose Bajaj General Health Insurance Coverage of Your Choice

Select a sum insured option below to compare health plans matching your coverage need.

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.

Bajaj Health Insurance Plan 2025 | Bajaj Health Insurance Hindi | Bajaj

Bajaj Health Insurance Plan 2025 | Bajaj Health Insurance Hindi | Bajaj

Bajaj Insurance Plans 2024

Bajaj Insurance Plans 2024

Bajaj Health Insurance

Bajaj Health Insurance

All 21 Bajaj General Health Insurance plans

Every plan currently being sold by Bajaj General Health Insurance, shown side-by-side so you can shortlist quickly.

Individual

Criti Care

Sum insured 1 L, 1.5 L, 2 L, 5 L, 7 L, 10 L…
Entry age 18 to 65 Years
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available
View plan
Top Up and Super Top Up

Bajaj General Extra Care Plus

Sum insured 3 L, 5 L, 10 L, 15 L, 20 L, 25 …
Entry age 91 Days to 80 Years
  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available
View plan
Senior Citizen Health Insurance

Silver Health Plan

Sum insured 1 Lakhs, 2 Lakhs, 3 Lakhs, 4 La…
Entry age 46 to 80 Years
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long term policy
View plan
Accident Health Insurance

Bajaj General Personal Accident Policy

Sum insured 10 L,15 L,20 L,25 L
Entry age 18 to 65 Years
  • High sum insured
  • Death cover
  • Disability cover
View plan
Individual and Family Health Insurance

Bajaj General Arogya Sanjeevani

Sum insured 1 L, 2 L, 3 L, 4 L, 5 L, 10 L, …
Entry age 18 to 65 Years
  • Lifelong renewability
  • Affordable premiums
  • Cover for pre-policy health checkups
View plan

Quick comparison

Side-by-side across the 3 most-bought Bajaj General Health Insurance plans on PolicyX.

Bajaj General Health Insurance plan comparison
Feature Bajaj General HERizon Care Criti Care Bajaj General Extra Care Plus
Plan type Individual Individual Top Up and Super Top Up
Sum insured 3 L, 10 L, 25 L, 50 L, 75 L, 1 … 1 L, 1.5 L, 2 L, 5 L, 7 L, 10 L… 3 L, 5 L, 10 L, 15 L, 20 L, 25 …
Entry age Adult 18 – 80 years, Child Day 90 to 35… 18 to 65 Years 91 Days to 80 Years
Top benefits Surrogacy support · Oocyte donor cover 43 critical illnesses cover · All-stage cancer cover High sum insured · Entry age up to 80 years

18,400+ cashless hospitals

Find a Bajaj General Health Insurance network hospital near you. Direct billing — no out-of-pocket payment at admission.

Frequently asked questions

The 15 most-asked questions about Bajaj General Health Insurance, answered.

There are mainly three modes through which you can pay the premium amount of the Bajaj General Health Insurance policy- Online payment ECS (electronic mode of funds transfer from one bank to another) By cheque or by cash payment at the insurance company’s office
Yes, under a few Bajaj General Health insurance plans, the insured will receive maternity and the newborn baby cover.
With Bajaj General’s critical illness policy, you are covered for 10 major critical illnesses: First heart attack Open Chest CABG (Coronary Artery Disease Requiring Surgery) Stroke Resulting in Permanent Symptoms Cancer of Specified Severity Kidney Failure Requiring Regular Dialysis
Yes, your policy is valid in Pan India and you can use it to meet your health emergencies.
For renewing the Bajaj General Health Insurance policy, you are required to visit the official website of this insurer and choose the health insurance section. After going through the health section, fill in all the details such as the policy number, KYC details, contact details. Then click on Get Quote and make the payment via online medium.
Buying a Bajaj General mediclaim policy provides you the tax benefits as per sec 80D of the Income Tax Act, 1961.
Visit the nearest branch office of Bajaj General health insurance along with the original policy documents and duly surrender form. Submit the documents and the refund of your policy premium shall be initiated after the completion of the policy cancellation.
Bajaj General Health Insurance provides cashless treatment at Bajaj General Health Insurance’s network hospitals.
Yes, Bajaj General Health Insurance offers family floater plans that allow you to include your spouse and children under a single policy.
Yes, there is usually a waiting period of 24 months provided for pre-existing conditions. The duration may vary depending on the policy terms.
You can renew your policy online through the Bajaj General official website or contact their customer service for assistance with the offline renewal process.
Yes, Bajaj offers coverage for alternative treatments or AYUSH.
Usually, a grace period for Bajaj Health Plans is 15 days. The duration may vary depending on the policy terms.
In most health insurance plans, after a 2-year waiting period, coverage includes conditions like hernia, cataract, piles, fissure, fistula, hydrocele, gallstones, kidney stones, varicose veins, certain joint replacements, and some benign tumors or cysts.
There is a free look period of 15 days for Bajaj General health insurance

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Customer satisfaction

Aggregate ratings from 2,699 verified PolicyX customers who bought a Bajaj General Health Insurance plan.

4.4
out of 5
2,699 reviews
5 star
60%
4 star
25%
3 star
10%
2 star
4%
1 star
1%

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PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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