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Perplexity
Yuva Bharat Plan
- Personal accident benefits
- Critical illness benefits
- Air ambulance
New India Health Insurance
New India Health Insurance
Founded in 1919 by Sir Dorabji Tata, New India Assurance Company was among India& 039;s first insurers, driven by a ...Read More
3,000+
Cashless hospitals
90.73%
Claim settlement
2 Crore
Max sum insured
11
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,689 reviews
🏥 3,000+ hospitals
📊 1.91x solvency ratio
✅ 90.73% claim settlement
What you get with New India Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 2 Crore
Coverage scales from entry-level individual plans to high-end family-floater protection.
3,000+ cashless hospitals
Direct billing at network hospitals across 1800 presence — no out-of-pocket payment at admission.
90.73% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.91x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
11 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
Choose New India Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
New India Health Insurance
This video talks about New India Health Insurance in detail. It talks about key features like Solvency Ratio, Claim Support Ratio which help an individual to analyze if the Insurer matches with his/ her requirements.
All 11 New India Health Insurance plans
Every plan currently being sold by New India Health Insurance, shown side-by-side so you can shortlist quickly.
Flexi Floater Group Mediclaim
- Lasik Surgery
- Maternity Cover
- New Born Cover
New India Cancer Guard
- Chemotherapy
- Radiotherapy
- Organ Transplant
New India Premier Mediclaim
- Room rent cover
- ICU cover
- Critical Illness benefit
New India Flexi Floater Mediclaim Policy
- Cumulative Bonus
- New Born Baby cover
- Critical Care Benefit
New India Senior Citizen Mediclaim Policy
- Room Rent Cover
- ICU Cover
- Hospital Cover
Asha Kiran Mediclaim Policy
- Hospital Cash Cover
- Covers Daughters
- Cataract Cover
New India Medicare Policy
- AYUSH Cover
- Modern Treatment
- Health Check-up
New India Assurance Personal Accident Policy
- Worldwide Coverage
- Disability Cover
- Death Benefit
New India Sixty Plus Mediclaim Policy
- Continuation Aftеr Dеath
- Organ Transplant Covеr
- Covеr for Prе-Mеdical Chеck-up
New India Top-Up Mediclaim Policy
- Hospital Cash
- Ambulance Cover
- Zero Co-pay
Quick comparison
Side-by-side across the 3 most-bought New India Health Insurance plans on PolicyX.
| Feature | Yuva Bharat Plan | Flexi Floater Group Mediclaim | New India Cancer Guard |
|---|---|---|---|
| Plan type | Individual and Family Health Insurance | Group Health Insurance | Critical Illness Health Insurance |
| Sum insured | 5 L, 10 L, 15 L, 25 L,50 L, 75 … | N/A | 5 L, 10 L, 15 L, 25 L, 50 L |
| Entry age | Min- 91 days, Max- 45 years | 18 to 60 Years | 3 months to 65 Years |
| Top benefits | Personal accident benefits · Critical illness benefits | Lasik Surgery · Maternity Cover | Chemotherapy · Radiotherapy |
Frequently asked questions
The 15 most-asked questions about New India Health Insurance, answered.
Yes. You can cover your entire family under a single sum insured. The members covered in this policy are the self, spouse, and dependent daughters (maximum two).
There are two ways to pay the premium: Offline i.e., through cash, demand draft and cheque Online i.e., through credit card, debit card, net banking
This policy is available only for Indians living in India and not to NRIs, OCIs, or PIOs.
Yes, the company offers a 10% discount for voluntary excess of Rs.10,000 and a 10% family discount if the spouse is covered.
Of course, they do. Along with lifestyle habits, your age, profession, coverage amount, etc. have an impact on health insurance premiums.
One can check the status of their policy by going to the website and logging in by using their customer ID and password.
New India Medical Insurance requires candidates to pass a pre-acceptance medical examination if they are above 50 years. However, the terms & conditions may vary. Therefore, go read the policy brochure thoroughly.
As per the guidelines issued by IRDAI, it is mandatory for every Health Insurance company to offer coverage against Covid-19.
Yes. New India Assurance offers TAX Benefits to the policyholders against the premiums paid under Section 80D of the Income Tax Act, 1961.
In case you are not happy with the policy and wish to cancel the insurance within the free-look period that is of 15 days from the date of policy inception, you may do so by returning the policy documents and submitting a completed surrender form to the nearest branch office. If no claim has been filed, the insurance can be canceled at any moment throughout the policy period. The insurer will process any claim requests submitted before the insurance is canceled.
The New India Assurance Health Insurance Company offers various health insurance online as mentioned below: Arogya Sanjeevani Policy Corona Kavach Policy New India Asha Kiran Policy New India Cancer Guard Policy New India Floater Mediclaim Policy New India Mediclaim Policy New India Premier Mediclaim Policy New India TOP-UP Mediclaim Policy Young India Digi Health Policy Yuva Bharat Health Policy
Follow the below steps to renew your New India Health Insurance Plans: Visit the official website of New India Health Insurance. On the menu bar click on the ’Quick help’ option. For Quick Renewal - Enter Customer ID and Renewed Quote No. (received through SMS) or Old Policy No. View your details and save your Quote to proceed. Pay premium using Credit Card/Debit Card/Net Banking.
Health Insurance Policies have become an integral part of every citizen’s financial planning as it protects individuals and their families from getting crushed under the ever-increasing medical bills. New India Assurance has been one of the first insurance providers in the country to provide health insurance solutions to millions of policyholders. Below are the reason to buy New India Health Insurance policies: Large network of cashless hospitals Impressive Claim settlement A wide array of health insurance products A high solvency ratio
Yes. Unless the Insured Person is Hospitalised for a condition warranting Hospitalisation, no claim is payable under Policy
Maternity shall be covered provided the Insured mother has Continuous Coverage of thirty-six months in the New India Premier Mediclaim Policy.
Compare Health Insurance Companies
Pick any two insurers to see a detailed side-by-side comparison.
Other Health Insurance Companies
Compare New India Health Insurance mediclaim policies with other top insurers in India.
Customer satisfaction
Aggregate ratings from 2,689 verified PolicyX customers who bought a New India Health Insurance plan.
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
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PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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