Bajaj General Guard Plan - Compare Premium and Buy Online
Buy Now
Summarize with
ChatGPT Claude Perplexity
Bajaj General Health Insurance Bajaj General Health Insurance ★ 4.4

Bajaj General Health Guard

Health Guard Policy provides you with a comprehensive range of benefit ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

Health Guard Policy provides you with a comprehensive range of benefits, ensuring you are covered for the larger expenses related to
Illness/surgery. It is designed to suit all your health care needs and takes care of the medical treatment expenses. This cover has comprehensive benefits at an affordable price. 

Why Do We Recommend This?
  • 3 variants available
  • Up to 1 Crore SI
  • Lifelong entry age

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 Years to Lifelong
Plan type
Individual and Family Health Insurance
Sum insured options
₹1 L, ₹2 L, ₹5 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹50 L, ₹75 L, ₹1 L
Waiting period
30 Days
Renewability
Lifetime
Policy term
1 | 2 | 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Lifelong entry age
  • SI upto 1 Crore
  • Variants available

Cons

  • Domiciliary not covered
  • E-consultation not available
  • No second medical opinion

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Applicable
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Covered

Conditions & global

  • Co-payment Applicable
  • Sub-limits Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • 18 Years to Lifelong

Frequently Asked Questions

The 8 most-asked questions about Bajaj General Health Guard, answered.

A comprehensive insurance policy that covers the treatment expenses incurred during hospitalisation resulting from serious illness or accident. The policy offers comprehensive benefits at an affordable price that suits all your needs.
20K per policy year incurred on an ambulance offered by a healthcare or ambulance service.
Convalescence is the name for the period of recovery from an illness or injury. Health Insurance providers do have provisions for your recuperating period, but due to lack of knowledge, many times this Convalescence Benefit goes unclaimed.
If a co-pay has opted voluntarily, an individual can avail of an additional 10% or 20% off on the policy premium.
Bajaj General offers a free look period to its customers. If you do not like the policy’s terms, you can cancel the policy within 15 days.
You can reach the customer care of Bajaj Health Guard Insurance by calling on this toll-free number 1800-209-5858.
Bajaj General Health Guard policy offers multiple sum insured options to its customers. Bajaj General Health Guard comes in a two-plan variant i.e. Bajaj General health guard gold plan, and Bajaj General health guard silver plan. The sum insured option offered under the silver plan is INR 1.5 Lakhs and INR 2 Lakhs and the Bajaj General health guard gold plan offered a sum insured option from 3 Lakhs to 50 Lakhs.
Policyholders are allowed to file as many claims in a year, but the total amount of claims must not exceed the sum insured amount under the plan.

Explore Bajaj General Health Insurance

Health Insurance Articles

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 14 Oct 2024

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Other Health Insurance Companies

Star Health Insurance HDFC Ergo Health Care Health Insurance Aditya Birla Health ICICI Lombard Health Tata AIG Health SBI Health Insurance Niva Bupa Health Insurance

Share your Valuable Feedback

Rating Icon 4.4

Rated by 2,681 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free