Bajaj General Health Infinity Plan - Compare Premium and Buy Online
Bajaj General Health Insurance Bajaj General Health Insurance ★ 4.4

Bajaj General Health Infinity

Bajaj General’s Health Infinity Policy comes with new comprehensive be ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
99.23% claim settlement

Bajaj General’s Health Infinity Policy comes with new comprehensive benefits at competitive premiums and is a perfect product to take care of medical expenses for you and your family in case of an unfortunate event of hospitalization due to illnesses or injuries.

Why Do We Recommend This?
  • Pre- Hospitalization 60 days
  • Coverage for Day Care Procedures
  • Pre-existing disease covered after 36 months from your first Health Policy

 

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 to 65 Years
Plan type
Individual
Sum insured options
₹3 L, ₹4 L, ₹8 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹30 L, ₹35 L, ₹40 L, ₹50 L
Waiting period
30 Days
Renewability
Lifetime
Policy term
1| 2 | 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Comprehensive coverage
  • Lifelong renewal
  • Easy and quick claim process

Cons

  • OPD not covered
  • Infertility treatments not covered
  • Organ donor coverage not available

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Applicable
  • Sub-limits Not Aplicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • 18 to 65 Years

Frequently Asked Questions

The 6 most-asked questions about Bajaj General Health Infinity, answered.

Yes, choosing a co-payment option is mandatory. Co-payment of 15%/20%/25% is applicable on the claim amount which exceeds 100 times the per day room rent limit opted and not on the entire claim. Co-payment options of 25% and 20% are available for all Room rent options. Co-payment option of 15% is available for Room Rent options of INR 10,000 and above.
Pre-existing illnesses/conditions or symptoms would be covered after the completion of 36 months waiting period from the commencement date of the first Health Infinity Policy.
Under this benefit, if the policyholder passes away or is diagnosed with any of the specified illnesses, then the beneficiary will get a free extension of 1 year. The benefit is available under all three variants of the plan.
The minimum and maximum entry ages for Bajaj General Health Infinity Plans are as follows: Minimum Entry age for proposer/ spouse/ dependent parents - 18 years Maximum Entry Age for proposer/ spouse/ dependent parents/ - 65 years Minimum Entry age for dependent Children - 3 months Maximum Entry Age for dependent Children - 25 years
Yes, Bajaj General Health Infinity Plan requires medical tests for members from 46 years of age.
An individual can purchase a Bajaj Health Infinity plan for 1 year, 2 years or 3 years.

Conclusion

Bajaj General Health Infinity Policy comes with new comprehensive benefits at competitive pr

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Written and reviewed by

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