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Bajaj General Women Specific Critical Illness Plan

Bajaj General’s women-specific critical illness plan protects women ag ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

Bajaj General’s women-specific critical illness plan protects women against the serious threats of critical illness. Depending on the diagnosis of a critical illness, the insurer provides a guaranteed payout.

Why we recommend this?
  • Critical Illness Cover
  • Children Education Grant
  • Congenital Disability Benefit

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
21 years - 65 Years
Plan type
Critical Illness Health Insurance
Sum insured options
₹50 L, ₹1 L, ₹1 L, ₹2 L
Waiting period
90 days
Renewability
Lifelong
Policy term
1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Not covered
  • ICU charges Not covered
  • Pre-hospitalization Not covered
  • Post-hospitalization Not covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Not covered
  • OPD charges Not covered
  • Covid-19 treatment Not covered
  • Cataract Not covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Not covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Frequently Asked Questions

The 5 most-asked questions about Bajaj General Women Specific Critical Illness Plan, answered.

Here is a list of specified critical illnesses that women’s critical illness insurance of Bajaj Allianz covers: Breast Cancer Fallopian Tube Cancer Uterine/Cervical Cancer Ovarian Cancer Vaginal Cancer Permanent Paralysis of Limbs Multi-trauma Burns
A woman who is between the ages of 21 to 65 years can buy this policy.
If the insured woman loses her job within 3 months of a critical illness diagnosis, the policy will cover upto INR 25,000 as loss of employment.
The insured individual (women) can include their sister, mother, or mother-in-law under a floater policy.
Yes, there’s an in-built additional cover that offers loss of job cover and children’s education benefits.

Conclusion

This plan is designed specifically for women, offering financial protection against major female-rel

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 31 Jan 2025

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