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Bajaj General HERizon Care

Bajaj General HERizon Care is a groundbreaking policy that addresses t ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women. First of its kind of health plan which includes comprehensive coverage under three specific verticals including Vita Shield for critical illness, Cradle Care for surrogacy or oocyte donors and Optional Cover for surgeries and egg freezing methods.

Why Do We Recommend This?
  • Surrogacy support up to Rs 1 L
  • Oocyte donors cover upto Rs 1 L
  • Nurture Nest to cure infertility

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Adult 18 – 80 years, Child Day 90 to 35 years
Plan type
Individual
Sum insured options
₹3 L, ₹10 L, ₹25 L, ₹50 L, ₹75 L, ₹1 L, ₹2 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1/2/3/4/5 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Surrogacy support
  • Oocyte donor cover
  • Nurture nest

Cons

  • Waiting period
  • Diagnostic tests not included
  • Non-medical items

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry age: - 90 days
  • Max entry age: - 80 years
  • SI: - INR 3 L to 2 Cr
  • Waiting Period: - 30 days

Frequently Asked Questions

The 6 most-asked questions about Bajaj General HERizon Care, answered.

It’s a health insurance policy designed specifically for women, offering coverage for various health needs, including critical illnesses specific to women, maternity expenses, and other related medical costs.
Women aged between 18 and 65 years are eligible to purchase this plan.
Yes, you can buy this plan for your mother or sister, provided they fall within the eligible age group.
The plan covers a range of critical illnesses specific to women, such as breast cancer, ovarian cancer, and others. Refer to the policy document for the complete list.
Yes, there is a waiting period for maternity benefits. Typically, it’s around 9 months, but it’s essential to confirm the exact waiting period in the policy document.
You can file a claim by contacting Bajaj Allianz customer care or through their online portal. The claim process and required documents are usually outlined in the policy document.

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 13 Feb 2025

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