Buy Bajaj General M-Care Policy Online In India
Buy Now
Summarize with
ChatGPT Claude Perplexity
Bajaj General Health Insurance Bajaj General Health Insurance ★ 4.4

Bajaj General M-Care Plan

The policy pays out the lump sum benefits (as per specified limits of ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

About Bajaj General M-Care Plan

A quick read on what this Bajaj General Health Insurance plan covers and why it might be a fit for you.

Get additional protection against diseases carried by mosquitoes with the M-Care health policy.

According to The New Indian Express report of May 2024, there will be a sudden rise in vector-borne diseases like Malaria, and the health department of India has also circulated a warning regarding the same.

Many people in suburban as well as metropolitan regions have suffered from such diseases causing them to lose out on their savings. Additionally, these diseases cause you to lose your body organ's metabolism rapidly. Hence, this needs to be addressed as soon as you get the news of being affected by one of such diseases.

As per the data, these are the most common vector-borne diseases (specifically carried out by mosquitoes):

  • Malaria
  • Dengue
  • Chikungunya
  • Japanese encephalitis
  • Lymphatic filariasis
  • Zika virus
  • West Nile virus, and so on

Bajaj General M-Care health policy is the health coverage that all you need to be safe from vector-borne diseases carried out by mosquitoes. Unfortunately, once conceived with vector-borne diseases like Malaria, Kala-azar, Chikungunya, Dengue fever, and so on, you will be losing money on treatment. Hence, it is always a great decision to purchase a health policy like the M-Care health plan by Bajaj General. It will help safeguard you from the danger of getting ill this monsoon.

The policy pays out the lump sum benefits (as per specified limits of your policy) on getting diagnosed with a vector-borne disease during the policy period. Furthermore, it's not just one of your basic health plans, it paces up your way to be covered for future havoc in the form of a mosquito bite or pollen allergies (as a Gen-Z would say).

What more to expect? Read this page further on to know about Bajaj General M-Care health plan.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Day 1 to 65 years
Plan type
Critical Illness Health Insurance
Sum insured options
₹10 L, ₹30 L, ₹40 L, ₹75 L
Waiting period
15 days
Renewability
Lifelong
Policy term
1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Dengue Fever
  • Malaria
  • Filariasis

Cons

  • Only covers vector-borne diseases
  • Hospital admission for less than 24 hours
  • Diagnosis and treatment outside India

What's covered

Every CMS-driven coverage flag from the plan wording — only items with a published value render below.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Optional
  • Sub-limits Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Exclusions

  • Permanent diseases or health conditions that are not included under Bajaj General M-Care Health Policy are:
  • Any treatment other than for vector-borne diseases as listed in the coverage section
  • Admission to hospital for less than 24 hours
  • Diagnosis and treatment outside India (exceptionally New Zealand, Japan, Singapore, Canada, Switzerland, Dubai, USA, Hong Kong, Malaysia, and Countries of the European Union)
  • Coverage claims are made within 15 days of the policy’s commencement date and the same on renewal.
  • 60 days of waiting period for covering the pre-existing illnesses
  • 60 days of cooling off period (if renewed within 60 days of the previously paid claims for the same ailments already claimed for)
  • Policy renewed within 60 days of policy admission (same as previous renewal/purchase), 15 days of the waiting period will be applicable on all listed vector-borne diseases.
  • Others, check the detailed terms and conditions, inclusions & exclusions of the policy in documents provided by the company

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: Day 1
  • Max entry age: 65 Years
  • Initial Waiting Period: 15 Days
  • Sum Insured: Up to 75 K

Other features & benefits

Conclusion

Vector-borne diseases are so stressful to get into the trap of! And nobody should seriously be staying calm in such conditions. However, if you have been affected by any vector diseases by any chance, there must be something handy to give you an additional layer of protection. M-Care health policy is such a plan that offers quality healthcare and all-round protection from diseases such as Dengue, Malaria, Zika virus, and Japanese encephalitis, among others.

So, better late than never. Always stay a step ahead, and secure yourself from vector-borne diseases right away. Reach out to PolicyX for relevant queries at 1800 4200 269.

Bajaj General M-Care: FAQs

The 4 most-asked questions about Bajaj General M-Care Plan, answered.

The waiting period varies from conditions specified as per policy terms & conditions. Any vector-borne disease diagnosed within the first 15 days of policy commencement will be excluded. Refer to detailed policy wordings for the waiting period clause.
This plan is available on an individual and family floater basis. So you can buy the individual plan to cover yourself or buy the family floater to cover self, spouse, dependent children and parents.
The proposer’s minimum to maximum age should be 18 to 65 years respectively. There’s no minimum age (0 days) for dependent children.
Bajaj General M-care policy covers 7 vector-borne diseases which are thoroughly mentioned in the article for your reference.

Explore Bajaj General Health Insurance

Health Insurance Articles

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 31 Jan 2025 · Originally published: 31 Jan 2025

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Other Health Insurance Companies

Star Health Insurance HDFC Ergo Health Care Health Insurance Aditya Birla Health ICICI Lombard Health Tata AIG Health SBI Health Insurance Niva Bupa Health Insurance

Share your Valuable Feedback

Rating Icon 4

Rated by 56 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free