Buy Bajaj General M-Care Policy Online In India
Bajaj General Health Insurance Bajaj General Health Insurance ★ 4.4

Bajaj General M-Care Plan

The policy pays out the lump sum benefits (as per specified limits of ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
99.23% claim settlement

The policy pays out the lump sum benefits (as per specified limits of your policy) on getting diagnosed with a vector-borne disease during the policy period. Furthermore, it’s not just one of your basic health plans, it paces up your way to be covered for future havoc in the form of a mosquito bite.

Why do we recommend this?
  • Covers vector-borne diseases
  • Family floater coverage
  • Covers Zika virus

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Day 1 to 65 years
Plan type
Critical Illness Health Insurance
Sum insured options
₹10 L, ₹30 L, ₹40 L, ₹75 L
Waiting period
15 days
Renewability
Lifelong
Policy term
1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Dengue Fever
  • Malaria
  • Filariasis

Cons

  • Only covers vector-borne diseases
  • Hospital admission for less than 24 hours
  • Diagnosis and treatment outside India

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Optional
  • Sub-limits Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: Day 1
  • Max entry age: 65 Years
  • Initial Waiting Period: 15 Days
  • Sum Insured: Up to 75 K

Frequently Asked Questions

The 4 most-asked questions about Bajaj General M-Care Plan, answered.

The waiting period varies from conditions specified as per policy terms & conditions. Any vector-borne disease diagnosed within the first 15 days of policy commencement will be excluded. Refer to detailed policy wordings for the waiting period clause.
This plan is available on an individual and family floater basis. So you can buy the individual plan to cover yourself or buy the family floater to cover self, spouse, dependent children and parents.
The proposer’s minimum to maximum age should be 18 to 65 years respectively. There’s no minimum age (0 days) for dependent children.
Bajaj General M-care policy covers 7 vector-borne diseases which are thoroughly mentioned in the article for your reference.

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