Bajaj General Tax Gain Plan: Eligibility, Benefits & Coverage
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Bajaj General Tax Gain Policy

Bajaj General Tax Gain policy is a floater health policy that covers o ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

Bajaj General Tax Gain policy is a floater health policy that covers outpatient expenses (OPD) & hospitalization expenses under a single policy. The plan is available in 4 different variants, with a sum insured available up to INR 3 Lakhs.

Why Do We Recommend This?
  • Choose from Plan A, Plan B, Plan C, Plan D
  • OPD and hospitalization coverage available for senior citizens
  • Multiple discounts are available depending on policy term

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 to 75 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹1 L, ₹2 L, ₹3 L
Waiting period
30 Days
Renewability
Lifetime
Policy term
1 | 2 | 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Multiple plan options available
  • OPD cover
  • Coverage for senior citizens

Cons

  • ICU charges not covered
  • Pre-hospitalisation not covered
  • No coverage for post-hospitalisation

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Not covered
  • ICU charges Not covered
  • Pre-hospitalization Not covered
  • Post-hospitalization Not covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Applicable
  • Sub-limits Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

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Bajaj Health Insurance

This video explains Bajaj Health Insurance in detail.

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • 18 to 75 Years

Frequently Asked Questions

The 5 most-asked questions about Bajaj General Tax Gain Policy, answered.

The sum insured options available in the Bajaj General Tax Gain Policy are INR 1/2/3 Lakhs.
The eligibility criteria for Bajaj General Tax Gain Policy are: Minimum - 18 Years to 55 Years for Plan A, B and C Minimum- 56 to 75 Years
Yes, all the premiums paid towards the plan are eligible for tax benefits under the Bajaj General Tax Gain Policy.
The coverage benefits available under the Bajaj General Tax Gain Policy are as follows: Daycare Treatments OPD Expenses, Hospitalization Expenses, Pre & Post Hospitalization Expenses, Free Health Check Up and more
Yes, senior citizens are covered under the Tax Gain Policy by Bajaj General.

Conclusion

Bajaj Allianz Tax Gain is a practical health plan for those with regular medical expenses, offering

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 14 Oct 2024

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