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Apollo Munich Health Insurance
Apollo Munich Health Insurance
Apollo Munich health insurance company, now known as HDFC Ergo General Insurance offers exclusive plans for ...Read More
12,000+
Cashless hospitals
98.59%
Claim settlement
75L
Max sum insured
1.75x
Solvency ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,700 reviews
🏥 12,000+ hospitals
📊 1.75x solvency ratio
✅ 98.59% claim settlement
What you get with Apollo Munich Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 75L
Coverage scales from entry-level individual plans to high-end family-floater protection.
12,000+ cashless hospitals
Direct billing at network hospitals across 200 presence — no out-of-pocket payment at admission.
98.59% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.75x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose Apollo Munich Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
12,000+ cashless hospitals
Find a Apollo Munich Health Insurance network hospital near you. Direct billing — no out-of-pocket payment at admission.
Frequently asked questions
The 4 most-asked questions about Apollo Munich Health Insurance, answered.
As the product and policy guidelines remain the same, all continuity benefits are available as per existing policy terms and conditions.
All active policies which are issued under Apollo Munich name shall remain valid till expiry and will not require any amendments. At the time of renewal, a fresh contract with the new company name i.e. HDFC Ergo shall be issued.
Apollo Munich customers can access the entire network of HDFC ERGO General. The company now has a network of over 10,000+ hospitals. The updated list of Network Hospitals is available on the website www.hdfcergohealth.com or www.apollomunichinsurance.com (which shall redirect you to HDFC Ergo’s official website)
There is no change in existing claim processes. You can register the claim by visiting www.hdfcergohealth.com / www.apollomunichinsurance.com or write to them at [email protected] / [email protected]. You can reach out them on their toll-free number 1800-102-0333.
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Customer satisfaction
Aggregate ratings from 2,700 verified PolicyX customers who bought a Apollo Munich Health Insurance plan.
Health Insurance Premium Calculator
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Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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