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Aditya Birla Health Insurance Review
Aditya Birla Health Insurance
Aditya Birla Health Insurance
Aditya Birla Health Insurance is a well-known health insurance company in India that offers plans to help you manage ...Read More
12,900+
Cashless hospitals
96%
Claim settlement
1 Cr
Max sum insured
18
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88x solvency ratio
✅ 96% claim settlement
What you get with Aditya Birla Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 1 Cr
Coverage scales from entry-level individual plans to high-end family-floater protection.
12,900+ cashless hospitals
Direct billing at network hospitals across 4800 presence — no out-of-pocket payment at admission.
96% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.88x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
18 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
Choose Aditya Birla Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
Aditya Birla Health Insurance Plan 2023
Aditya Birla Health Insurance Plan Detailed Review
Aditya Birla Health Insurance
All 18 Aditya Birla Health Insurance plans
Every plan currently being sold by Aditya Birla Health Insurance, shown side-by-side so you can shortlist quickly.
Aditya Birla Group Health Insurance
- 92.97% claim settlement ratio
- Day 1 coverage
- Up to 30% health returns
Aditya Birla Activ One VYTL
- Non-medical expenses covered
- Mental illness covered
- Obesity treatment
- Home healthcare
Aditya Birla Activ One Max Plan
- Cover your extended family
- High sum insured options
- 30 days waiting period
Activ Health Platinum Essential
- Health returns cover
- Chronic management program
- Mental illness cover
- Home care treatment
Activ Health Platinum
- Post-hospitalization physiotherapy
- Health coach benefit
- One premium waiver
- Health assessment
Aditya Birla Activ Assure Diamond+ Super Top-Up Plan
- Cover for hospitalization expenses like COVID-19
- Home treatment expenses
- Over 586 daycare procedures covered
Aditya Birla Arogya Sanjeevani Plan
- All daycare procedures
- AYUSH treatment
- Cataract expenses covered
Aditya Birla Global Health Secure Plan
- In-patient treatment cover
- Post-hospitalization cover
- Accommodation expenses
- Travel expenses cover
Aditya Birla Activ Fit Plus Plan
- Pre-hospitalization cover
- Post-hospitalization cover
- Modern treatment cover
- Organ donor cover
Aditya Birla Active Care Standard Plan
- In-patient hospitalization
- Daycare treatment
- Domiciliary hospitalization
- Sum insured restoration
Aditya Birla Activ Health Platinum Premiere
- Annual health check-up
- Pre-hospitalization cover
- Post-hospitalization cover
- Daycare procedure
Aditya Birla Activ One
- Chronic illness covered
- double coverage
Aditya Birla Activ Care Classic Plan
- 360 degrees support to seniors
- Cashless home treatment
- 586 category of daycare procedures
Aditya Birla Activ Secure Critical Illness Plan
- 64 Critical Illnesses Covered
- Replace Loss of Income
- Short Survival Period
Aditya Birla Activ Fit Health Plan
- Provides health rewards for keeping yourself healthy
- gives optional benefits
- offers maternity expense benefits.
Aditya Birla Activ Health Platinum Enhance
- Earn 100% health returns
- Cover for dental consultations
- Modern treatment cover
- Wellness coach
Aditya Birla Personal Accident Plan
- Total and partial disability cover
- Accidental death cover
- No claim bonus
- Ambulance cover
Aditya Birla Cancer Health Plan
- Covers 3 stages
- 150% of SI
- 10% no claim bonus
- High SI
Quick comparison
Side-by-side across the 3 most-bought Aditya Birla Health Insurance plans on PolicyX.
| Feature | Aditya Birla Group Health Insurance | Aditya Birla Activ One VYTL | Aditya Birla Activ One Max Plan |
|---|---|---|---|
| Plan type | Group Health Insurance | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Sum insured | Unlimited | INR 2 Lacs, 3 Lacs, 4 Lacs, 5 L… | 5 L, 10 L, 20 L, 50 L, 1 Cr, 2 … |
| Entry age | Day 1 to no limit | 18 years | 18 years to no limit |
| Top benefits | 92.97% claim settlement ratio · Day 1 coverage | Non-medical expenses covered · Mental illness covered | Cover your extended family · High sum insured options |
12,900+ cashless hospitals
Find a Aditya Birla Health Insurance network hospital near you. Direct billing — no out-of-pocket payment at admission.
Frequently asked questions
The 15 most-asked questions about Aditya Birla Health Insurance, answered.
Yes. One can avail of the cashless facility under both the variants of Activ Health Platinum Plan (Activ Health Enhanced and Activ Health Essential), provided that the hospital chosen should fall under the Aditya Birla Health Insurance network hospitals.
No, the company is not liable to pay any claim that occurs during the grace period.
No, there are no sub-limits for the room rent & ICU under the Activ care policy. The insured gets the rooms based upon the plan (s)he has chosen.
Under this plan, the policyholders have the freedom to choose their preferred room types. However, the option is applicable only on the sum insured of Rs. 5 Lakhs or above.
Yes, there are some plans such as Aditya Birla Active Health that offer maternity coverage. This policy covers the maternity-related expenses incurred on both the mother and the baby, vaccination, etc.
You can port your Aditya Birla Health Insurance plan at the time of renewal. All you need to do is intimate the company with the below-mentioned documents that are required to be presented for portability in Aditya Birla Health Insurance: Plan’s proposal form Portability form Copy of expiring health insurance policy Copy of renewal notice
To view or edit your policy you need to follow the simple process: Click on customer support->View/Change Policy Details->Member Details ->Edit->Date of Birth->Save
Follow the steps given below for the claim process: Check the list of network hospitals from Aditya Birla’s website. At the network hospital, show the cashless card of Aditya Birla Capital Health Insurance and valid ID proof like Passport, PAN Card, Voting card, etc. After the identification is done, the network hospital will send the cashless hospitalization request form to Aditya Birla. (For planned hospitalization, the form needs to be submitted 3 days in advance. For emergency cases, it needs to be submitted within 48 hours after hospitalization). Aditya Birla will review the form. After completion of the formalities, the decision will be forwarded to you through SMS and E-mail. Once done, the payment will be made to the network hospital.
With the help of an online calculator, one can easily check their Aditya Birla Mediclaim policies premium. With this calculator, one can calculate their premium online and can get an idea of how much he needs to pay annually.
With over 10051+ network hospitals, Aditya Birla Health Insurance company ensures to offer you a stress-free cashless facility.
Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.
Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.
Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.
To get a list of network providers of Aditya Birla, visit the Network hospital page of policyX.com. Fill in your details and the page will show the network hospitals in your vicinity.
The company has made a free Health Assessment test called the MER (including blood pressure, body mass index, smoking status, and HWR), fasting blood sugar, and total cholesterol, which will be performed at least once per policy year in order to calculate the Healthy Heart Score.
Compare Health Insurance Companies
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Customer satisfaction
Aggregate ratings from 2,701 verified PolicyX customers who bought a Aditya Birla Health Insurance plan.
Health Insurance Premium Calculator
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Explore Aditya Birla Health Insurance
Customer Support of Aditya Birla
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Benefits of Aditya Birla Health Insurance
Aditya Birla Health Insurance Policy Cancellation
Aditya Birla Health Insurance Renewal
Aditya Birla Claim Settlement Ratio
Aditya Birla Premium Calculator
Aditya Birla Policy Download
Aditya Birla Activ Secure Plan
Aditya Birla Health Insurance for Senior Citizens
Aditya Birla Plans for Family
Aditya Birla Critical Illness Plans
Aditya Birla Maternity Insurance
Aditya Birla Top-up Plan
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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