Bajaj General Silver Health Plan: Benefits, Premium, Coverage, Renewal Online
Bajaj General Health Insurance Bajaj General Health Insurance ★ 4.4

Silver Health Plan

Golden years of your life are meant to be stress-free and that is prec ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
99.23% claim settlement

Golden years of your life are meant to be stress-free and that is precisely what Bajaj General’s Silver Health policy does. The plan is designed for senior adults between the ages of 46 to 80 years. The plan is available in 2 different variants, namely Plan A and Plan B with sum insured up to INR 10 lakhs. 

Why Do We Recommend This?
  • 2 Plan variants to opt from 
  • Preventive Health Checkups
  • Modern Treatments Covered 

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
46 to 80 Years
Plan type
Senior Citizen Health Insurance
Sum insured options
₹1 L, ₹2 L, ₹3 L, ₹4 L, ₹5 L, ₹7 L, ₹10 L
Waiting period
30 Days
Renewability
Lifetime
Policy term
1 | 2 | 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long term policy

Cons

  • Organ donor expenses not covered
  • Vaccination charges not covered
  • Self-inflicted injury not covered

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Not covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Applicable
  • Sub-limits Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: 46 to 80 Years
  • SI: Up to 10 L
  • Initial Waiting Period: 30 Days

Frequently Asked Questions

The 5 most-asked questions about Silver Health Plan, answered.

Bajaj Silver Health Plan takes care of higher health care costs and reduces the financial burden on you and your family during older age so that you live a stress- free life.
There are two plans available namely, Plan A and Plan B. The sum insured available under both health plan variants ranges between 50k to 10 Lakhs.
The entry age for the Bajaj Allianz Silver Health Plan is 46 to 80 Years.
The policy period for Bajaj Allianz Silver Health Plan is 1/2/3 Years.
Self and Spouse can be covered under the individual option Self, Spouse, 2 Parents/ Parent in-laws can be covered under the floater option.

Conclusion

Silver Health is a senior citizen health plan designed for people aged 46+ with basic hospitalizatio

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