Buy Liberty Health Insurance | Compare & Get Online Discounts | Buyer Reviews
Liberty General Insurance logo Liberty General Insurance ★ 4.4/5

Liberty General Insurance

Liberty General Insurance commenced its operations in the year 2013 with the aim of providing comprehensive retail, ...Read More

6,000+
Cashless hospitals
97.64%
Claim settlement
30 Lakh
Max sum insured
2
Active plans
🛡️ IRDAI Approved
4.4/5 · 2,691 reviews
🏥 6,000+ hospitals
📊 1.75x solvency ratio
97.64% claim settlement

What you get with Liberty General Insurance

The headline features and policy mechanics, at a glance.

Sum insured up to 30 Lakh

Coverage scales from entry-level individual plans to high-end family-floater protection.

6,000+ cashless hospitals

Direct billing at network hospitals across 110 presence — no out-of-pocket payment at admission.

97.64% claim settlement

Industry-leading approval rate on eligible claims received in the most recent fiscal year.

1.75x solvency ratio

Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.

2 active plans

Choose from individual, family floater and senior-citizen variants to match your household.

.

Choose Liberty General Insurance Coverage of Your Choice

Select a sum insured option below to compare health plans matching your coverage need.

All 2 Liberty General Insurance plans

Every plan currently being sold by Liberty General Insurance, shown side-by-side so you can shortlist quickly.

Accident Health Insurance

Liberty Janta Personal Accident Policy

Sum insured NA
Entry age Minimum: 18 Years, Child: 5 to 18 Years…
  • Personal Accident Cover
  • Worldwide Cover
  • Lifelong Renewability
View plan

Quick comparison

Side-by-side across the 2 most-bought Liberty General Insurance plans on PolicyX.

Liberty General Insurance plan comparison
Feature Liberty Secure Health Connect Liberty Janta Personal Accident Policy
Plan type Individual and Family Health Insurance Accident Health Insurance
Sum insured 2 L, 3 L, 4 L, 5 L, 7.5 L, 10 L… NA
Entry age Minimum: Child: 91 Days to 25 Years, Ad… Minimum: 18 Years, Child: 5 to 18 Years…
Top benefits Cataract · Covid-19 treatment Personal Accident Cover · Worldwide Cover

6,000+ cashless hospitals

Find a Liberty General Insurance network hospital near you. Direct billing — no out-of-pocket payment at admission.

Frequently asked questions

The 15 most-asked questions about Liberty General Insurance, answered.

You can make any number of claims till a specific cap is prescribed to you under the plan.
The Liberty Health Insurance offers three modes of payment: Cash payment at your nearest branch, Credit card/ Debit card, Net Banking
Visit the nearest brand to check the policy status.
Age Gender Profession Pre-existing diseases Medical condition Smoking practices
One can include up to 4 members under the family floater policy of Liberty Medical Insurance.
Yes, Liberty General Health Insurance comes with a free-look period of 15 days, wherein one can cancel their policy if they are not happy/satisfied with the terms and conditions.
No, the company does not ask for any pre-medical check-up renewing your Liberty Medical Insurance policy, provided, there is no break in the policy.
Yes, you can. To do so you need to get in touch with the company by calling them on their toll-free number (1800-266-5844) or sending an email to [email protected]
At Liberty Health Insurance various health insurance plans are available satisfying different needs of policyholders. Here are some of the plans you can buy with Liberty Health Insurance: Liberty Health Connect Policy Health Connect Supra Individual Personal Accident Policy Janta Personal Accident Insurance Policy Medical condition Secure Health Connect
A cashless facility allows policyholders to get hospitalized and receive all the necessary treatments or surgeries and other procedures without having to worry about any medical bills.
As a policyholder, you need to inform Liberty General Insurance within 24 hours of unexpected hospitalization and 48 hours prior to any planned hospitalization.
You can cancel the insurance policy by giving 15 days notice in writing to the company. Suppose no claim is made during the policy. In that case, LGI shall, from the date of receipt of a notice to cancel the medical insurance policy, refund the premium for the balance policy as per the terms and conditions laid in the health insurance policy document.
The first step is to notify the TPA or the company by calling their toll-free number or emailing them. Keep the following documents in mind before starting the claim process: Policy health number Name of the insured/insured person availing treatment Details of the illness, disease or injury Any other relevant information
Yes, AYUSH treatments are covered under the health insurance plans provided by Liberty Health Insurance.
Liberty Health Insurance rewards the loyalty of its customers by providing for an auto increase in the sum insured by 10% on the sum insured for every claim-free year, which is capped at 100% of the sum insured. It is only applicable if the health insurance policy is renewed with us without a break.

Compare Health Insurance Companies

Pick any two insurers to see a detailed side-by-side comparison.

Customer satisfaction

Aggregate ratings from 2,691 verified PolicyX customers who bought a Liberty General Insurance plan.

4.4
out of 5
2,691 reviews
5 star
60%
4 star
25%
3 star
10%
2 star
4%
1 star
1%

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Explore Liberty General Insurance

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Share your Valuable Feedback

Rating Icon 4.4

Rated by 2,691 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free