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Narayana Arya Health Insurance
- Upto 1 crore sum insured
- Zero waiting period
- Pre and post-hospitalisation
Narayana Health Insurance
Narayana Health Insurance
Narayana Health Insurance Ltd. is a stand-alone health insurer promoted by Narayana Health and is a wholly-owned ...Read More
21+
Cashless hospitals
1%
Claim settlement
1 Crore
Max sum insured
2
Active plans
🛡️ IRDAI Approved
⭐ 5.0/5 · 60 reviews
🏥 21+ hospitals
📊 1.61x solvency ratio
✅ 1% claim settlement
What you get with Narayana Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 1 Crore
Coverage scales from entry-level individual plans to high-end family-floater protection.
21+ cashless hospitals
Direct billing at network hospitals across 2400 presence — no out-of-pocket payment at admission.
1% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.61x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
2 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
Choose Narayana Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
All 2 Narayana Health Insurance plans
Every plan currently being sold by Narayana Health Insurance, shown side-by-side so you can shortlist quickly.
Narayana Aditi Health Insurance
- 1 Cr sum insured
- Room category modification
- Living organ donor
Quick comparison
Side-by-side across the 2 most-bought Narayana Health Insurance plans on PolicyX.
| Feature | Narayana Arya Health Insurance | Narayana Aditi Health Insurance |
|---|---|---|
| Plan type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Sum insured | 25 L, 50 L, 75 L, 1 Cr | 5 L, 1 Cr |
| Entry age | 3 months to 65 years | 18 years |
| Top benefits | Upto 1 crore sum insured · Zero waiting period | 1 Cr sum insured · Room category modification |
Frequently asked questions
The 5 most-asked questions about Narayana Health Insurance, answered.
Narayana Health Insurance launched its first health insurance plan in July 2024 and its second in January 2025.
Currently, Narayana Health Insurance offers health insurance plans only in the Mysuru, Chamraj Nagar, Coorg, Mandya, and Hassan districts of Karnataka. However, the Company plans to expand its reach over time.
Narayana Health Insurance has launched ‘Aditi’, its first health insurance product, followed by ‘Arya’.
Aditi Health Plan offers a sum insured of INR 1 crore. It is a family floater health plan offering coverage at a premium of INR 10,000 annually. This product is being seen as the private sector equivalent to the government’s Ayushman Bharat health plan.
Arya Health Plan launched by Narayana Health Insurance offers sum insured options between INR 25 lakhs to 1 Crore. In addition, the plan offers coverage for OPD consultations, consumables, donor expenses, and more. Furthermore, the Arya health plan by Narayana Health Insurance offers immediate coverage and no waiting period.
Compare Health Insurance Companies
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Customer satisfaction
Aggregate ratings from 60 verified PolicyX customers who bought a Narayana Health Insurance plan.
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Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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