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Galaxy Twin 360
- OPD benefits along with hospitalisation cover
- usable benefits even in non-hospitalisation years
- wellness and preventive care integration
Galaxy Health Insurance
Galaxy Health Insurance
Galaxy Health Insurance Company Limited is a new standalone health insurer, licensed by IRDAI in March 2024. It is ...Read More
3,216+
Cashless hospitals
98.9%
Claim settlement
1 Crore
Max sum insured
3
Active plans
🛡️ IRDAI Approved
⭐ 4.8/5 · 59 reviews
🏥 3,216+ hospitals
📊 4.7x solvency ratio
✅ 98.9% claim settlement
What you get with Galaxy Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 1 Crore
Coverage scales from entry-level individual plans to high-end family-floater protection.
3,216+ cashless hospitals
Direct billing at network hospitals across 71 presence — no out-of-pocket payment at admission.
98.9% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
4.7x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
3 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
Choose Galaxy Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
All 3 Galaxy Health Insurance plans
Every plan currently being sold by Galaxy Health Insurance, shown side-by-side so you can shortlist quickly.
Galaxy Top-up Health Insurance Plan
- Family coverage
- Flexibility in deductible
- Digital ICU coverage
Galaxy Promise Health Plan
- Unlimited restoration of SI
- No co-payment
- Room rent enhancement
Quick comparison
Side-by-side across the 3 most-bought Galaxy Health Insurance plans on PolicyX.
| Feature | Galaxy Twin 360 | Galaxy Top-up Health Insurance Plan | Galaxy Promise Health Plan |
|---|---|---|---|
| Plan type | Individual and Family Health Insurance | Top Up and Super Top Up | Individual and Family Health Insurance |
| Sum insured | 7.5 Lakh, 10 Lakh, 15 Lakh, 30 … | 5 L, 10 L, 20 L, 50 L, 1 Cr, 2 … | 3 L, 5 L, 10 L, 15 L, 20 L, 25 … |
| Entry age | Adult: 18 years Children: 90 days | Adult: 18 years to 65 years, Dependent … | 16 days to 65 years |
| Top benefits | OPD benefits along with hospitalisation cover · usable benefits even in non-hospitalisation years | Family coverage · Flexibility in deductible | Unlimited restoration of SI · No co-payment |
Frequently asked questions
The 5 most-asked questions about Galaxy Health Insurance, answered.
Galaxy Health Insurance launched Galaxy Promise, its first maiden health product.
Yes, Galaxy Promise health plan offers maternity cover.
Galaxy Health Insurance provides 3 different plan variants Signature, Elite, and Premier Plan.
Yes, it does provide wellness benefits like Premium discount up to 20% at the time of renewal.
Galaxy Health Insurance Company Limited - is an IRDAI-licensed standalone Health Insurer. The Company is jointly promoted by renowned industrial house TVS family Shri. Venu Srinivasan, Chairman Emeritus of TVS Motor Company and Sundaram – Clayton Limited along with the family of Shri. V. Jagannathan, who was earlier CMD of United India Insurance Co. Ltd and the founder of Star Health & Allied Insurance Co. Ltd.
Compare Health Insurance Companies
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Customer satisfaction
Aggregate ratings from 59 verified PolicyX customers who bought a Galaxy Health Insurance plan.
Health Insurance Premium Calculator
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Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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