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United India Family Medicare
- In-patient hospitalization
- Day-care treatments
- Pre & post-hospitalization
- AYUSH treatment
United India Health Insurance
United India Health Insurance
United India Insurance Company Limited is one of India’s oldest government-owned insurers, established in 1938. It ...Read More
14,000+
Cashless hospitals
91.1%
Claim settlement
95 Lakh
Max sum insured
1
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,694 reviews
🏥 14,000+ hospitals
📊 -0.65x solvency ratio
✅ 91.1% claim settlement
What you get with United India Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 95 Lakh
Coverage scales from entry-level individual plans to high-end family-floater protection.
14,000+ cashless hospitals
Direct billing at network hospitals across 1537 presence — no out-of-pocket payment at admission.
91.1% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
-0.65x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
1 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
Choose United India Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
United India Health Insurance
This video talks about United India Health Insurance in detail. It talks about the Solvency Ratio, and Claim Support Ratio which helps an individual to analyze the Claim settling ability of the Insurer.
All 1 United India Health Insurance plans
Every plan currently being sold by United India Health Insurance, shown side-by-side so you can shortlist quickly.
14,000+ cashless hospitals
Find a United India Health Insurance network hospital near you. Direct billing — no out-of-pocket payment at admission.
Frequently asked questions
The 13 most-asked questions about United India Health Insurance, answered.
Yes, the midterm inclusion of family members is allowed only in case of: Newly married spouse within 60 (sixty) days of marriage. Newborn baby (between 91 days to 180 days) born to mother insured under the policy.
Yes. The policy facilitates the option for portability as per extant guidelines related to portability.
Normally, the company sends a renewal notice or reminder before the expiration date of the policy. In case you miss that, you have a grace period of 15 to 30 days under which you can make the payment and get the required benefits on time.
Usually, there is no restriction on filing claims (till the coverage amount) under United India Health Insurance. You are free to file the same whenever you want to.
No, the company will not be liable to make any payment for the pre-existing disease.
It totally depends upon the plan. A few plans might ask you for a medical examination while the rest may not.
Freelook period is a period wherein a policyholder can cancel their policy without levying any penalties. Policies offered by UIIC Health Insurance come with a free look period of 15 days.
Yes. When you purchase a United India Insurance Health Policy, the premium you pay is exempted from the income tax as per the current tax laws.
Yes. Senior Citizen Health Insurance Policy is a health insurance plan offered by United India Insurance that is specifically tailored for senior citizens.
Except for the Uni Criticare Policy, all of United India Insurance Co. Ltd.’s health policies cover COVID-19-related hospitalization bills.
You can renew your United Health Insurance policy anytime between the 30 days before the expiry date of policy till the date of expiry.
You can make the online payment through Internet banking / Debit card / Credit card / UPI.
No, there is no specific health plan with inbuilt maternity benefits. However, you can avail of maternity coverage as an optional coverage.
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Customer satisfaction
Aggregate ratings from 2,694 verified PolicyX customers who bought a United India Health Insurance plan.
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Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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