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Bajaj General Health Insurance Bajaj General Health Insurance ★ 4.4

Criti Care

Comprehensive health insurance covering 43 critical illnesses with a s ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

Comprehensive health insurance covering 43 critical illnesses with a sum insured of up to INR 50 Lakhs. The plan will pay a lump sum payout irrespective of treatment cost offering lifetime renewal.

Why Do We Recommend This?
  • There are 5 Plan options available
  • Early Stage Cancers
  • Neuro Care

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 to 65 Years
Plan type
Individual
Sum insured options
₹1 L, ₹1 L, ₹2 L, ₹5 L, ₹7 L, ₹10 L, ₹50 L
Waiting period
80/120 Days
Renewability
Lifelong
Policy term
1/ 2/ 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Cons

  • ICU cover not available
  • No pre and post-hospitalisation cover
  • No room rent cover

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Not covered
  • ICU charges Not covered
  • Pre-hospitalization Not covered
  • Post-hospitalization Not covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Not covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Not Applicable
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Not covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • 18 to 65 Years

Frequently Asked Questions

The 4 most-asked questions about Criti Care, answered.

The sum insured options available are 1 L, 1.5 L, 2 L, 5 L, 7 L, 10 L, and 50 L.
The Bajaj General Criti Care plan covers 43 major critical illnesses including cancer, heart ailments, etc.
Yes, this plan provides global coverage.
This plan covers 43 critical illnesses divided into 5 categories that are cardiovascular care, kidney care, cancer care, sensory organ care, and transplant care.

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 10 Oct 2024

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