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IFFCO TOKIO MOS-Bite Protector Policy
- Lumpsum SI up to 1 Lakh
- Dengue Cover
- Malaria Cover
IFFCO Tokio Health Insurance
IFFCO Tokio Health Insurance
IFFCO Tokio General Insurance Company, established in 2000 as a joint venture between Indian Farmers Fertiliser ...Read More
8,000+
Cashless hospitals
95.82%
Claim settlement
1 Crore
Max sum insured
2
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,689 reviews
🏥 8,000+ hospitals
📊 1.85x solvency ratio
✅ 95.82% claim settlement
What you get with IFFCO Tokio Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 1 Crore
Coverage scales from entry-level individual plans to high-end family-floater protection.
8,000+ cashless hospitals
Direct billing at network hospitals across 63 presence — no out-of-pocket payment at admission.
95.82% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.85x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
2 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
Choose IFFCO Tokio Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
IFFCO Tokio Health Insurance
This video explains IFFCO Tokio Health Insurance in detail.
All 2 IFFCO Tokio Health Insurance plans
Every plan currently being sold by IFFCO Tokio Health Insurance, shown side-by-side so you can shortlist quickly.
Family Health Protector Policy
- Income Tax benefits.Hassle free claims
- 4000 network hospitals
Quick comparison
Side-by-side across the 2 most-bought IFFCO Tokio Health Insurance plans on PolicyX.
| Feature | IFFCO TOKIO MOS-Bite Protector Policy | Family Health Protector Policy |
|---|---|---|
| Plan type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Sum insured | 5k, 15k, 25k, 50k, 1 L | 1.5 L, 2 L, 3 L, 5 L, 10 L, 20 … |
| Entry age | 18 to 65 Years | 18 to 65 Years |
| Top benefits | Lumpsum SI up to 1 Lakh · Dengue Cover | Income Tax benefits.Hassle free claims · 4000 network hospitals |
Frequently asked questions
The 16 most-asked questions about IFFCO Tokio Health Insurance, answered.
Yes, a mobile application ’IFFCO Tokio - Customer’ is available for 24/7 assistance regarding queries against IFFCO Tokio policies.
Yes, you can.
No, they aren’t covered by the company.
The policyholder is liable to get tax benefits under Section 80D of the Income Tax Act, 1961.
During the policy time, you can make as many claims as you like as long as your sum insured is not exhausted.
The need for pre-entrance medical examinations totally depends on the plan you choose, your entry age, and the sum insured you have selected. However, keep in mind that in the older age, Pre-entrance medical examinations are necessary.
Having a family history of Diabetes & BP may impact your premiums, as a customer with diabetes has to pay more than a person without a preexisting condition.
Yes. In that case, both health insurance plans will split the claim equally (up to the sum assured) and cover your medical expenses.
Generally, Group Health Insurance doesn’t offer a vast coverage, and hence can fall short at the time of a medical emergency. Moreve, if in future you decide to switch the company, you will be left with no coverage at all. Therefore, buying another plan along with a Group Health Policy is not a bad idea.
Visit the Iffco Tokio official website’s ’Claim Status’ section to check the status of your insurance policy. After that, enter your policy/claim number and click ’Submit.’ The next page will show the status of your Iffco Tokio policy.
Yes! AYUSH treatments including Ayurveda, Yoga, Unani, Siddha, and Homeopathy are covered under the IFFCO TOKIO health plans.
IFFCO TOKIO offers a health insurance plan called Critical Illness Insurance Policy, which is specifically designed to cover 25 critical illnesses. However, other plans such as Family Health Protector Policy, Swasthya Kavach Policy, and Individual Medishiled Policy also offer critical illness coverage if you pay an additional premium.
You must inform IFFCO TOKIO General Insurance within 24 hours of hospitalisation in case of emergency hospitalisation.
Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short-period cancellation as per the terms and conditions of the policy.
The claim settlement ratio is IFFCO Tokio is 90.65%.
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Customer satisfaction
Aggregate ratings from 2,689 verified PolicyX customers who bought a IFFCO Tokio Health Insurance plan.
Health Insurance Premium Calculator
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Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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