Bajaj General Extra Care Plus Plan: Benefits, Premium, Coverage, Renewal Online
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Bajaj General Extra Care Plus

Bajaj General Extra Care is an additional cover to your existing healt ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

About Bajaj General Extra Care Plus

A quick read on what this Bajaj General Health Insurance plan covers and why it might be a fit for you.

Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. Bajaj General Extra Care Plus is a versatile plan that protects you against rising medical costs.

Bajaj Extra Care Plus is an additional cover to your existing health insurance cover and provides wider health protection for you and your family. Bajaj Extra Care Plus takes care of the additional expenses in case of higher expenses due to illness or accidents. It is important to consider the fact that with rising inflation health insurance coverage may not be adequate, at the same time buying a large insurance coverage may not be affordable. Extra Care Plus by Bajaj General is the perfect fit for wider health insurance coverage to take care of the rising health care expenses.

Bajaj General Extra Care Plus offers a wide range of sum insured options from 3 Lakh to 50 Lakh INR with aggregate deductible options. Policyholders can provide coverage for themselves along with their family members under Bajaj Extra Care Plus.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
91 Days to 80 Years
Plan type
Top Up and Super Top Up
Sum insured options
₹3 L, ₹5 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹50 L
Waiting period
30 Days
Renewability
Lifelong
Policy term
1/2/3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available

Cons

  • AIDS not covered
  • Self-inflicted injury not covered
  • Global coverage not available

What's covered

Every CMS-driven coverage flag from the plan wording — only items with a published value render below.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not Applicable
  • Sub-limits Not Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Sample premium

Indicative premium examples — your actual quote depends on age, declared medical history, sum insured and add-ons.

Bajaj Allianz Extra Care Plus Sample Premium Illustration

We at PolicyX.com have illustrated the sample premium of Bajaj Allianz Extra Care Plus health insurance with different family sizes. You can refer to the section below to understand how much premium you would need to pay for this plan:

1 Adult

SI Options 3L 5L 10L 15L 25L 50L
Premium Payable 2,397 2,556 3,720 3,483 4,717 6,816

2 Adults

SI Options 3L 5L 10L 15L 25L 50L
Premium Payable 3,832 4,087 5,947 5,569 7,542 10,897

2 Adults + 1 Child

SI Options 3L 5L 10L 15L 25L 50L
Premium Payable 4,572 4,885 7,166 6,744 9,161  13,275

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Exclusions

  • Permanent diseases or health conditions that are not included under Bajaj General Extra Care Plus Plan are:
  • Hospitalization out of war, riot, strike, and nuclear weapons
  • Intentional self-injury
  • AIDS
  • Miscarriage, and abortion
  • Congenital disease
  • Infertility and in vitro fertilization
  • Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
  • Listed ailments after 12 Months
  • Pre-existing diseases after 12 Months

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: 18 Years
  • SI: Up to 50 L
  • Initial Waiting Period: 30 Days

Other features & benefits

  • Comprehensive features
  • Affordable premiums
  • Family cover

Bajaj General Extra Care Plus

The 5 most-asked questions about Bajaj General Extra Care Plus, answered.

In the times of rising medical costs Bajaj Extra Care Plus Policy acts as an additional cover to your existing health insurance cover and provides wider health protection for you and your family. I
The minimum sum insured available under Bajaj General Extra Care Plus Plan is INR 3 Lakhs.
The maximum sum insured available under Bajaj General Extra Care Plus Plan is INR 50 Lakhs.
The minimum and maximum entry age for the plan is 91 days to 80 years.
Yes, deductibles up to INR 10 lakhs is available under Bajaj General Extra Care Plus Plan.

Conclusion

Bajaj General Extra Care Plus is a cost-effective super top-up plan that enhances your existing heal

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 7 Aug 2023 · Originally published: 14 Oct 2024

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