Bajaj General Extra Care Plus Plan: Benefits, Premium, Coverage, Renewal Online
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Bajaj General Extra Care Plus

Bajaj General Extra Care is an additional cover to your existing healt ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

Bajaj General Extra Care is an additional cover to your existing health insurance cover and provides wider health protection for you and your family. You can avail sum insured of up to INR 50 Lakhs under the plan. 

Why Do We Recommend This?
  • Multiple deductible options 
  • No pre-policy medical tests
  • Emergency road ambulance cover

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
91 Days to 80 Years
Plan type
Top Up and Super Top Up
Sum insured options
₹3 L, ₹5 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹50 L
Waiting period
30 Days
Renewability
Lifelong
Policy term
1/2/3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available

Cons

  • AIDS not covered
  • Self-inflicted injury not covered
  • Global coverage not available

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not Applicable
  • Sub-limits Not Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: 18 Years
  • SI: Up to 50 L
  • Initial Waiting Period: 30 Days

Frequently Asked Questions

The 5 most-asked questions about Bajaj General Extra Care Plus, answered.

In the times of rising medical costs Bajaj Extra Care Plus Policy acts as an additional cover to your existing health insurance cover and provides wider health protection for you and your family. I
The minimum sum insured available under Bajaj General Extra Care Plus Plan is INR 3 Lakhs.
The maximum sum insured available under Bajaj General Extra Care Plus Plan is INR 50 Lakhs.
The minimum and maximum entry age for the plan is 91 days to 80 years.
Yes, deductibles up to INR 10 lakhs is available under Bajaj General Extra Care Plus Plan.

Conclusion

Bajaj General Extra Care Plus is a cost-effective super top-up plan that enhances your existing heal

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 14 Oct 2024

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