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Perplexity
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Zuno Corona Rakshak
- COVID-19 cover
- Tax benefits
- Ambulance cover
- Hospitalisation cover
ZUNO Health Insurance
ZUNO Health Insurance
Zuno General Insurance, formerly Edelweiss General Insurance, has been a competitive force in the health insurance ...Read More
10,000+
Cashless hospitals
98.54%
Claim settlement
20L
Max sum insured
6
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,701 reviews
🏥 10,000+ hospitals
📊 1.97x solvency ratio
✅ 98.54% claim settlement
What you get with ZUNO Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 20L
Coverage scales from entry-level individual plans to high-end family-floater protection.
10,000+ cashless hospitals
Direct billing at network hospitals across 9 presence — no out-of-pocket payment at admission.
98.54% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.97x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
6 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
3+ optional riders
Extend a base policy with add-on covers — critical illness, OPD, maternity and more.
Choose ZUNO Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
Edelweiss Health Insurance
This video explains Edelweiss Health Insurance in detail.
All 6 ZUNO Health Insurance plans
Every plan currently being sold by ZUNO Health Insurance, shown side-by-side so you can shortlist quickly.
Zuno Corona Kavach
- AYUSH Cover
- Pre Hospitalization Cover
- Ambulance Cover
- COVID-19 Cover
ZUNO Empower Health Insurance
- Inpatient hospitalisation
- AYUSH coverage
- Cataract treatment
Zuno Covid Healthcare Insurance
- Lump sum benefit
- Domiciliary benefit
- Family cover
- Ambulance cover
Zuno Saral Suraksha Bima Health Insurance
- Accidental death covered
- Cumulative bonus
- Education grant
Zuno Arogya Sanjeevani
- Affordable
- No-claim bonus
- Flexible policy
- Modern procedures
Quick comparison
Side-by-side across the 3 most-bought ZUNO Health Insurance plans on PolicyX.
| Feature | Zuno Corona Rakshak | Zuno Corona Kavach | ZUNO Empower Health Insurance |
|---|---|---|---|
| Plan type | Individual | Individual and Family Health Insurance | Individual |
| Sum insured | 50000, 2.5 L | 50000, 1 L | 4 L, 5L |
| Entry age | 18 to 65 years | 18 to 65 years | Min- 3 months, Max- No age limit |
| Top benefits | COVID-19 cover · Tax benefits | AYUSH Cover · Pre Hospitalization Cover | Inpatient hospitalisation · AYUSH coverage |
Frequently asked questions
The 14 most-asked questions about ZUNO Health Insurance, answered.
You need the following documents to process for reimbursement claim: Duly filed and signed claim form Bills Discharge card Medical investigation report NEFT and KYC details of the claimant Other documents as requested by the company
You can download the claim forms through the official website of ZUNO Insurance. Select the ’claims’ button present at the top that will redirect you to the claims page. Download the claim application form and fill in all the required fields.
Yes, you can increase your coverage at the time of the renewal process. The plan can be upgraded from silver health to gold or platinum. Optional benefits are also there to upgrade it further.
In case you have lost your documents, you have the soft copy of your policy documents in your mail. Or you can also apply for a new copy.
No, it is not required to undergo a pre-medical screening before buying a policy.
Yes, pre and post-hospitalization are covered in their comprehensive health insurance policy.
In the Silver plan you will get sum insured options from 1 Lakh to 5 Lakh. In the Gold plan you will get sum insured options from 5 Lakh to 20 Lakh. In the Platinum plan you will get sum insured options from 15 Lakh to 1 Crore.
Yes, you may keep your no-claims bonus even if you switch insurance companies. However, in order to receive the NCB, you must renew your policy on time or before the expiration date.
The ZUNO health insurance policy covers up to 8 people.
Yes, in ZUNO Gold & Platinum variant, critical illness is covered. Whereas in Silver Variant one can add critical coverage as an Optional cover with a limit of up to 50% of the Sum Insured. The critical illnesses covered under the plan are: Cancer of Specified Severity Myocardial Infarction (First Heart Attack of specific severity) Coronary Artery Bypass Graft (Open Chest CABG) Stroke Resulting in Permanent Symptoms Permanent Paralysis of Limbs
ZUNO’s health insurance policy allows coverage for up to 8 members. One can cover yourself, your spouse, up to 3 children, or any other relationship having an insurable interest.
ZUNO Health Insurance Renewal is available online. One can renew their policy by following the below steps: Visit the official website of ZUNO Health Insurance Click on the Renewal tab and fill in the necessary details such as the policy number & date of birth Pay your premium and your renewed policy details will be mailed to you at your registered email address.
To avail of the cashless services, you need to get admitted to the network hospitals and then present the health card at the hospital& 039;s help desk. Once your claim form is filled and approved, you can avail cashless facility.
ZUNO health insurance has a great network of cashless hospitals. You can easily check the list of ZUNO Network Hospitals on their official website.
Compare Health Insurance Companies
Pick any two insurers to see a detailed side-by-side comparison.
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Compare ZUNO Health Insurance mediclaim policies with other top insurers in India.
Customer satisfaction
Aggregate ratings from 2,701 verified PolicyX customers who bought a ZUNO Health Insurance plan.
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Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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