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ICICI Lombard Health Insurance 2024
ICICI Lombard Health Insurance
ICICI Lombard Health Insurance
ICICI Lombard General Insurance Company is backed by ICICI Bank and Fairfax Financial Holdings Limited, making it a ...Read More
10,600+
Cashless hospitals
97.16%
Claim settlement
3 Crores
Max sum insured
11
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,704 reviews
🏥 10,600+ hospitals
📊 2.69x solvency ratio
✅ 97.16% claim settlement
What you get with ICICI Lombard Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 3 Crores
Coverage scales from entry-level individual plans to high-end family-floater protection.
10,600+ cashless hospitals
Direct billing at network hospitals across 320 presence — no out-of-pocket payment at admission.
97.16% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
2.69x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
11 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
Choose ICICI Lombard Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
ICICI Lombard Health Insurance
ICICI Lombard Health Insurance Review
All 11 ICICI Lombard Health Insurance plans
Every plan currently being sold by ICICI Lombard Health Insurance, shown side-by-side so you can shortlist quickly.
ICICI Lombard Health Shield 360
- Worldwide cashless facility
- Unlimited reset cover
- Daycare procedures
ICICI Lombard Group Health Insurance
- Tax benefit
- Less waiting period
- Hospital coverage
- Wide range coverage
ICICI Lombard Complete Health Insurance Plan
- Critical Illness cover
- AYUSH treatment covered
- Ambulance coverage
- E-consultation
ICICI Lombard Saral Suraksha Bima
- Accidental death
- Permanent total disability
- Permanent partial disability
- Cumulative bonus
ICICI Lombard Elevate Plan
- Room rent
- ICU charges
- Pre and post hospitalisation
- Daycare treatment
ICICI Lombard MaxProtect Plan
- Worldwide coverage
- Modern-day treatment procedures
- Reset benefits
ICICI Lombard Health Booster
- In-patient treatment covered
- High range of coverage
- Flexible coverage
Arogya Sanjeevani Policy
- Cumulative bonus
- Cataract treatment covered
- Modern procedures covered
- Intensive cardiac care charges
Golden Shield Plan
- Reset Benefit
- Coverage for Ambulance
- Cashless Hospitalization
ICICI Personal Protect Policy
- Accidental Death
- Permanent Total Disablement Benefit
- Hospital Daily Allowance
AdvantEdge Plan
- Restoration Benefit
- Cumulative Bonus
- Health Rewards
- Domestic Air Ambulance
Quick comparison
Side-by-side across the 3 most-bought ICICI Lombard Health Insurance plans on PolicyX.
| Feature | ICICI Lombard Health Shield 360 | ICICI Lombard Group Health Insurance | ICICI Lombard Complete Health Insurance Plan |
|---|---|---|---|
| Plan type | Individual and Family Health Insurance | Group Health Insurance | Individual and Family Health Insurance |
| Sum insured | 75 L, 1 Cr | 1 L, 2 L, 5 L , 8 L , 10 L | 2 L, 3 L, 4 L, 5 L, 7 L, 10 L, … |
| Entry age | 21 to 75 Years | Min- 180 days, Max- 95 years | 3 months |
| Top benefits | Worldwide cashless facility · Unlimited reset cover | Tax benefit · Less waiting period | Critical Illness cover · AYUSH treatment covered |
10,600+ cashless hospitals
Find a ICICI Lombard Health Insurance network hospital near you. Direct billing — no out-of-pocket payment at admission.
Frequently asked questions
The 8 most-asked questions about ICICI Lombard Health Insurance, answered.
All kinds of in-patient, daycare, donor expenses, pre, post hospitalisation as well as AYUSH treatment expenses are covered in ICICI Lombard Health Insurance.
No, the medical tests are not necessary if you are below 56 years old.
Yes, it’s better to get the correct date of birth recorded in your health insurance policy as it will help you at the time of claim settlement. As per the correct date of birth, the premium will also be revised.
No. The policy does not cover hospitalization outside India. However, few plans such as ICICI Complete Health offer some optional riders through which one can avail of worldwide coverage.
The policy can easily be canceled during the free look period which is usually 15 days. Fill out the form with all the required details and visit any nearest branch. Once the request is processed, the premium is refunded after the applicable deductions within the stipulated period.
No, the company does not have a provision of mid-term inclusion. The policyholder is not allowed to add family members during the policy tenure. It can be done only at the time of renewal.
Mandatory coverage is the original coverage offered by the health insurance policy. This coverage cannot be altered or removed.
You can check your claim status online through the following steps: Visit the official website of ICICI Lombard Health Insurance Enter your Claim Number or AL Number Click on the ’Search’ option to be redirected to another page where you can view your current claim status
Compare Health Insurance Companies
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Customer satisfaction
Aggregate ratings from 2,704 verified PolicyX customers who bought a ICICI Lombard Health Insurance plan.
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
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Health Insurance Renewal
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Policy Download
ICICI Insurance for Maternity
ICICI Plans for Family
Senior Citizen Health Insurance
ICICI Critical Illness
ICICI Lombard Top-up Plans
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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