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Bajaj General Global Health Care

From in-patient and out-patient hospitalizations, daycare procedures, ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

About Bajaj General Global Health Care

A quick read on what this Bajaj General Health Insurance plan covers and why it might be a fit for you.

Bajaj General Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to get covered with a suitable health insurance policy.

Whether you're on a work trip abroad, going out for a venture or residing outside of India, Bajaj General Overseas health insurance plan has got your back. From in-patient and out-patient hospitalizations, daycare procedures, modern treatment cover, and ambulance charges, to preventive health check-ups, you get it all with this policy.

What are the facts about the Bajaj General Global Health Care Plan? Read further to learn other aspects of this health plan like eligibility criteria, benefits, specifications, and exclusions.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Child: 3 months - 30 years, Adult: 18 - 65 years
Plan type
Individual
Sum insured options
₹35 L, ₹56 L, ₹75 L, ₹1 L, ₹3 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1 year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Preventive health check-up
  • Pre and post-hospitalization cover
  • Compassionate visit
  • Mental health cover

Cons

  • Obesity/ weight control
  • Change of gender treatments
  • COVID-19 not covered
  • Hazardous or adventure sports
  • Maternity not covered

What's covered

Every CMS-driven coverage flag from the plan wording — only items with a published value render below.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Not covered
  • Cataract Not covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Covered
  • Compassionate travel Covered
  • Global coverage Covered

Benefits of Bajaj General Global Health Plan

There are multiple domestic and international healthcare benefits of Bajaj General Global health insurance plan, some of which are listed below: 

  • The wellness tests

    This benefit comes under the HDFC ERGO energy gold plan, it offers two complete medical check-ups during the policy year.

  • Daily cash benefit

    Avail daily hospital cash benefits while getting treated at an in-patient hospitalization for up to 25 nights (for the Imperial Plus variant).

  • Rehabilitation care

    The policyholder's requirement is based on the therapy needs, whether occupational, physical, or speech therapies, they are covered for rehabilitation care.

  • Modern treatment cover

    Apart from the defined sub-limits of this policy, the policyholder needs to pay some amount for the modern treatment care upfront and the rest of the medical bills will be paid out of their policy.

  • Adequate sum insured

    Global healthcare insurance of Bajaj General offers adequate sum insured options for domestic as well as international healthcare benefits. Rest assured, to receive ultimate health support with this policy.

  • Mental health treatment cover

    The policyholder can avail of the mental illness treatment cover from a recognized psychiatric unit of the insurer’s selected hospital up to the mentioned sum insured limit in the policy documents.

  • Tax benefits

    All the premiums paid towards the Bajaj General Global health care plan are eligible for tax benefits under Section 80D of the Income Tax Act 1961.

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Exclusions

  • Permanent diseases or health conditions that are not included under Bajaj General Global Health Care Policy are:
  • Pre-existing Diseases
  • Specified disease/procedure waiting period
  • 30-day waiting period for cover benefits (except accidental mishaps)
  • Investigation & Evaluation
  • Rest cure, rehabilitation and respite care
  • Hearing aids (unless specified in your policy documents)Obesity/Weight Control
  • Change-of-gender treatments
  • Cosmetic or plastic surgery
  • Hazardous or Adventure sports
  • Breach of law
  • Excluded Providers
  • Treatment for alcoholism, drug or substance abuse
  • Dietary supplements and substances that can be purchased without a prescription
  • Refractive Error
  • Unproven Treatments
  • Sterility and Infertility

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: - 3 months
  • Max Entry Age: - 65 Years
  • SI: - 37.5 L - 3.75 Cr
  • Waiting Period: - 30 Days

Other features & benefits

Final Words

Unlike a mediclaim policy, the Bajaj General Global Health Care plan is a comprehensive package that offers ultimate healthcare benefits to the insured. No matter where you travel, it will protect you unconditionally. It will help you receive advanced medical care and save you money.

Want to know more about the Bajaj General Global Health Care plan? Reach out to our customer care executives at 1800 4200 269 and get your queries resolved.

Bajaj General Global Health Care: FAQs

The 5 most-asked questions about Bajaj General Global Health Care, answered.

Bajaj Global Health Care insurance policy provides domestic and international coverage.
Bajaj General overseas health insurance provides outstanding coverage for healthcare needs at affordable premiums. Reach out to customer support of PolicyX to know more.
You can buy this health insurance plan in India and travel internationally afterwards.
Anyone who is a resident of India and above the age of 18 years is eligible to buy this health plan.
The waiting period for getting policy benefits of the global healthcare Bajaj General plan is 30 days, except for an accident that causes an emergency to the policyholder.

Conclusion

Bajaj Allianz Global Health Care is a comprehensive international health insurance plan offering cov

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 31 Jan 2025 · Originally published: 31 Jan 2025

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