Bajaj General Arogya Sanjeevani Plan - Compare Premium and Buy Online
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Bajaj General Health Insurance Bajaj General Health Insurance ★ 4.4

Bajaj General Arogya Sanjeevani

Bajaj General Arogya Sanjeevani is a versatile health plan that protec ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

Bajaj General Arogya Sanjeevani is a versatile health plan that protects you against sudden illnesses or accidents. With Bajaj General Arogya Sanjeevani get hassle-free claim settlement, discounts, and more. 

Why Do We Recommend This?
  • Pre-policy health check-up coverage 
  • Daycare procedures covered
  • Ambulance cover available

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 to 65 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹1 L, ₹2 L, ₹3 L, ₹4 L, ₹5 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L
Waiting period
30 Days
Renewability
Lifelong
Policy term
1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Lifelong renewability
  • Affordable premiums
  • Cover for pre-policy health checkups

Cons

  • Low SI options
  • No cover for dental treatments
  • No cover for mental illness

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Applicable
  • Sub-limits Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • 18-65 Years

Frequently Asked Questions

The 6 most-asked questions about Bajaj General Arogya Sanjeevani, answered.

Yes. This plan provides an option of a 5% co-payment for every admissible claim under this plan.
Yes, you can pay the premium for this policy on a monthly, quarterly, half-yearly, or annual basis.
No, the plan does not cover maternity expenses.
During the policy tenure, all the daycare procedures are covered under the plan.
The policyholder is eligible to avail of a Family Discount of 10% if 2 family members are covered under a single Policy and 15 % if more than 2 family members are covered under a single Policy. Another online discount is also available wherein a discount of 5% will be offered if bought online.
No, you do not have to undergo any medical test up to 45 years of age

Conclusion

An ideal plan for those looking forwards to provide health cover for self and family members. With a

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 10 Oct 2024

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