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Digit Personal Accident Plan
- Accidental death
- Total or partial disability
- Loss of income cover
Digit Health Insurance
Digit Health Insurance
Established in 2016, Digit Insurance focuses on making health insurance simple, transparent, and easy to manage, ...Read More
9,000+
Cashless hospitals
99%
Claim settlement
1 Crore
Max sum insured
3
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,697 reviews
🏥 9,000+ hospitals
📊 3.85x solvency ratio
✅ 99% claim settlement
What you get with Digit Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 1 Crore
Coverage scales from entry-level individual plans to high-end family-floater protection.
9,000+ cashless hospitals
Direct billing at network hospitals across 10 presence — no out-of-pocket payment at admission.
99% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
3.85x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
3 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
3+ optional riders
Extend a base policy with add-on covers — critical illness, OPD, maternity and more.
Choose Digit Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
Go Digit Health Insurance
It talks about the Solvency Ratio, and Claim Support Ratio which helps an individual to analyze the Claim settling ability of the Insurer. It also mentions the Network Hospitals & other Key Benefits.
All 3 Digit Health Insurance plans
Every plan currently being sold by Digit Health Insurance, shown side-by-side so you can shortlist quickly.
Digit Health Care Plus Policy
- Accidental Hospitalization Cover
- Critical Illness Cover
- Cancer cover
Digit Arogya Sanjeevani Plan
- High sum insured up to 2 Crores
- AYUSH cover
- Ambulance Cover
Quick comparison
Side-by-side across the 3 most-bought Digit Health Insurance plans on PolicyX.
| Feature | Digit Personal Accident Plan | Digit Health Care Plus Policy | Digit Arogya Sanjeevani Plan |
|---|---|---|---|
| Plan type | Accident Health Insurance | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Sum insured | NA | Unlimited | 1 L, 2 L, 3 L, 10 L, 15 L, 20 L… |
| Entry age | 18 Years | 18 Years to No Limit | 18 to 65 Years |
| Top benefits | Accidental death · Total or partial disability | Accidental Hospitalization Cover · Critical Illness Cover | High sum insured up to 2 Crores · AYUSH cover |
Frequently asked questions
The 10 most-asked questions about Digit Health Insurance, answered.
There is no limit to that. You can make a claim as long as your sum insured is not exhausted.
No worries. You can escalate your grievances by following a Grievance Redressal Procedure. In case, you are still not satisfied with the resolution or have not received any response, you can send an email to [email protected]
No, there are no optional covers associated with the policy. The policy only offers standard benefits, which are included in the plan.
Yes, as per the new guidelines by IRDAI, anyone with a health insurance policy will get coverage for expenses incurred due to COVID-19.
Go Digit Health Insurance toll-free no. is 1800-258-5956.
Digit health insurance offers free medical check-ups if you renew your coverage with the insurer without interruption. The costs of a health check-up are covered by Digit health insurance up to the specified sum insured as stated in your policy document.
Go Digit does not offer any specific health insurance plan for kids. However, children can be covered under their parents’ insurance plans.
Digit health insurance offers a sum insured of a minimum of INR 2 lakhs under its individual health plans.
The company offers coverage against the below-mentioned critical illnesses. Cancer of Specified Severity Open Chest CABG Apallic Syndrome Myocardial Infarction (1st heart attack of specific severity) Open heart surgery Surgery to Aorta
Yes, Digit’s health insurance policy is valid pan India. However, it is advisable to check with the company’s terms and conditions regarding the zone and co-payment clause.
Compare Health Insurance Companies
Pick any two insurers to see a detailed side-by-side comparison.
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Customer satisfaction
Aggregate ratings from 2,697 verified PolicyX customers who bought a Digit Health Insurance plan.
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
Explore Digit Health Insurance
Digit Health Customer Care
Digit Maternity Health Insurance
Digit Health Insurance Premium Calculator
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PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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