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Raheja QBE Health Insurance
Raheja QBE Health Insurance
Raheja QBE Health Insurance, a joint venture between Rajan Raheja Group and QBE Insurance, is a leading provider of ...Read More
What you get with Raheja QBE Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 1 Cr
Coverage scales from entry-level individual plans to high-end family-floater protection.
5,000+ cashless hospitals
Direct billing at network hospitals across 10 presence — no out-of-pocket payment at admission.
97.3% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.72x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
About Raheja QBE Health Insurance
A quick overview of the insurer — parent group, brand history, and where they sit in the Indian health-insurance market.
About Raheja QBE Health Insurance
Raheja QBE Health Insurance is a joint venture between Rajan Raheja Group and QBE Insurance, offering insurance solutions to cater to the healthcare needs of its customers. Raheja QBE collaborates internally and externally to deliver highly adaptable insurance solutions that meet diverse requirements.
The company's adaptable insurance solutions cater to multiple needs. Currently, it offers health insurance plans that provide customized solutions to fulfill consumer demands. Raheja QBE Health Insurance offers cashless facilities, easy claim registration, and a large hospital network to ease your stress.
Raheja QBE Health Insurance provides various health plan options for individuals and families. These versatile plans act as a shield against unexpected medical bills in case of unfortunate incidents.
Key Highlights:
- 5000+ Network Hospitals
- 77.91% Incurred Claim Ratio
- 1.9 Solvency Ratio
- Up to 1 Cr Sum Insured
- 10 Pan-India Presence
Key Features of Raheja QBE Health Insurance
Raheja QBE Health Insurance provides extensive and exclusive coverage and is among the best insurance providers. To gain more insight into the company's performance, consider the following key features:
- Network Hospitals: The company has tied up with over 5000 hospitals, allowing policyholders to avail cashless treatments during medical emergencies.
- Solvency Ratio: Raheja QBE Health Insurance has a Solvency Ratio of 2.44 as per the IRDAI annual report 2021-22. The solvency ratio helps prospective policyholders assess a company's ability to meet its financial obligations. IRDAI mandates maintaining a healthy solvency ratio of 1.50 for every insurer.
- Claim Support: An insurer's claim support helps assess its claim settlement ability. As per the IRDAI annual report of 2021-22, the claim support of Raheja QBE Health Insurance is 93.3%.
- Annual Premium: As per the IRDAI annual report of 2021-22, the annual premium of Raheja QBE Health Insurance is ₹375.83 Cr.
Why Choose Raheja QBE Health Insurance?
Benefits of Raheja QBE Health Insurance
Every individual has diverse needs when it comes to health insurance, which is why Raheja QBE is equipped with insurance solutions that cater to every individual and their needs. Below are some of the unique benefits offered by Raheja QBE Health Insurance:
Why Buy from PolicyX.com?
With so many buying options available in the market, one might wonder why choose PolicyX.com. Here's why:
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Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
Raheja QBE Health Insurance
This video talks about Raheja QBE Health Insurance in detail. It talks about key features like Solvency Ratio, Claim Support Ratio which help an individual to analyze if the Insurer matches with his/ her requirements.
Buy, claim, renew, port — step-by-step
Step-by-step guides for the four moments that matter most in your policy lifecycle. Click a tab to switch.
To buy a Raheja QBE Health Insurance policy, one has two options: purchasing directly from the company's website or through PolicyX.com.
- Step 1
Fill in the details in the 'Calculate Premium' form.
- Step 2
All available plans will be displayed on the next page.
- Step 3
Choose the Raheja QBE health plan and click on 'Buy Now'.
- Step 4
Pay the premium, and your policy document will be sent to your registered email ID.
- Step 1
Visit the official website of the company. Click on the 'Health Insurance' section under 'Personal' on the menu bar.
- Step 2
You will be redirected to the Health Insurance page, where you can explore available plans and click 'Buy Now'.
- Step 3
Enter all required details, and your health insurance premium amount will be displayed.
- Step 4
Once the premium is paid online, all policy documents will be sent to your registered email address.
Raheja QBE Health Insurance Company offers an easy and convenient claims settlement process. Policyholders can choose between cashless or reimbursement claims:
- Step 1
Check the list of network hospitals on Raheja QBE's website. At a network hospital, present your Raheja QBE Health Insurance cashless card and a valid ID proof (e.g., Passport, PAN Card, Voter ID).
- Step 2
After identification, the network hospital will send the cashless hospitalization request form to Raheja QBE. For planned hospitalization, submit the form 3 days in advance; for emergencies, submit it within 48 hours of hospitalization.
- Step 3
Raheja QBE will review the form. Upon completion of formalities, the decision will be communicated via SMS and email.
- Step 4
Once approved, payment will be made directly to the network hospital.
To file a claim, submit the following documents to Raheja QBE within 15 days of discharge:
- Claim form (Part A & B)
- Health card
- KYC documents
- Original discharge summary
- Hospital bills
- Invoice with payment receipt
- All consultation papers
- Other relevant documents
After reviewing the documents, Raheja QBE will make an appropriate decision. If approved, the amount will be reimbursed via NEFT to the registered bank account.
Raheja QBE Health Insurance policies can be renewed online. Follow these steps to renew your Raheja QBE Health Insurance plan:
- Step 1
Visit the official website of the company. Click on the 'Health Insurance' section under 'Personal' on the menu bar.
- Step 2
You will be redirected to the Health Insurance page, where you can explore available plans and click 'Renew'.
- Step 3
Enter all required details, and your health insurance premium amount will be displayed.
- Step 4
Pay the premium online, and your Raheja QBE health insurance renewal details will be emailed to your registered address.
Connect with our insurance experts for Raheja QBE health insurance policy renewal at 1800 - 4200 - 269
Frequently asked questions
The 11 most-asked questions about Raheja QBE Health Insurance, answered.
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Customer satisfaction
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PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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