ChatGPT
Claude
Perplexity
.
Complete Healthcare Insurance
- E-consultations
- Second medical opinions
- Vaccination
- Daily hospital cash
Universal Sompo Health Insurance
Universal Sompo Health Insurance
Universal Sompo General Insurance, a public-private partnership, is a joint venture of Allahabad Bank, Karnataka Bank, ...Read More
4,000+
Cashless hospitals
91.58%
Claim settlement
25 Cr
Max sum insured
2
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,690 reviews
🏥 4,000+ hospitals
📊 1.97x solvency ratio
✅ 91.58% claim settlement
What you get with Universal Sompo Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 25 Cr
Coverage scales from entry-level individual plans to high-end family-floater protection.
4,000+ cashless hospitals
Direct billing at network hospitals across 96 presence — no out-of-pocket payment at admission.
91.58% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.97x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
2 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
Choose Universal Sompo Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
Universal Sompo Health Insurance
It talks about the Solvency Ratio, and Claim Support Ratio which helps an individual to analyze the Claim settling ability of the Insurer. It also mentions the Network Hospitals & other Key Benefits.
All 2 Universal Sompo Health Insurance plans
Every plan currently being sold by Universal Sompo Health Insurance, shown side-by-side so you can shortlist quickly.
Universal Sompo Eyewear Plan
- Fire and allied perils
- Accidental Damage
- Burglary including theft
Quick comparison
Side-by-side across the 2 most-bought Universal Sompo Health Insurance plans on PolicyX.
| Feature | Complete Healthcare Insurance | Universal Sompo Eyewear Plan |
|---|---|---|
| Plan type | Individual and Family Health Insurance | Individual |
| Sum insured | 10 L, 25 L, 50 L, 1 Cr, 2 Cr, 5… | 500, 50000 |
| Entry age | Minimum 18 years, Maximum 75 years | 18 years |
| Top benefits | E-consultations · Second medical opinions | Fire and allied perils · Accidental Damage |
4,000+ cashless hospitals
Find a Universal Sompo Health Insurance network hospital near you. Direct billing — no out-of-pocket payment at admission.
Frequently asked questions
The 9 most-asked questions about Universal Sompo Health Insurance, answered.
Yes. Under this plan, you can avail of the benefit of in-patient direct settlement.
Yes, the plan offers a loyalty discount of 5% on the premium to the existing policyholders
Yes, the policyholder gets coverage against the expenses incurred on the treatment of cataracts.
The plan allows the individuals to get free access to the company& 039;s Health & Wellbeing Services that includes: Active life programmes specially designed to guide you to your health goals Health & Wellbeing programmes with up to date clinically validated support information Active care programmes designed to prevent illness or manage existing conditions Offers help for the issues such as medical information, diet and nutrition, help to stop smoking, and even guidance on travelling overseas
A policyholder can pay the premiums of a universal health insurance plan via online and offline mode. Through online mode Internet Banking Debit Card Credit Card UPI Through offline mode You can pay your policy premium by visiting the nearest Universal Sompo branch.
If you cancel your health policy before the policy& 039;s end date, your policy will terminate and a part of the premium will be reimbursed to you according to the policy& 039;s cancellation terms, which may vary from plan to plan.
Yes, you can check the status of the policy online or via a toll-free number. Registered users can simply log in to e-Portal with their username and password.
Medical examinations may be required for those over 45-55 years old when buying a new health plan, Apart from the age of the applicants, the medical examination also depends on the plan and the declaration of pre-existing diseases.
Yes, international citizens can buy health insurance plans in India. Your medical insurance will only be valid in India.
Compare Health Insurance Companies
Pick any two insurers to see a detailed side-by-side comparison.
Other Health Insurance Companies
Compare Universal Sompo Health Insurance mediclaim policies with other top insurers in India.
Customer satisfaction
Aggregate ratings from 2,690 verified PolicyX customers who bought a Universal Sompo Health Insurance plan.
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Share your Valuable Feedback
Rated by 2,690 customers
Was the Information Helpful?
Select Your Rating
We would like to hear from you
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you'd like to share?