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Care Health Insurance Review
Care Health Insurance
Care Health Insurance
Care Health Insurance is a popular health insurance company in India offering plans for individuals, families, senior ...Read More
11,400+
Cashless hospitals
97%
Claim settlement
1 Cr
Max sum insured
17
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,714 reviews
🏥 11,400+ hospitals
📊 1.74x solvency ratio
✅ 97% claim settlement
What you get with Care Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 1 Cr
Coverage scales from entry-level individual plans to high-end family-floater protection.
11,400+ cashless hospitals
Direct billing at network hospitals across 158 presence — no out-of-pocket payment at admission.
97% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.74x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
17 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
Choose Care Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
Care Health Insurance Explained
Care Health Insurance Plan Detailed Review
All 17 Care Health Insurance plans
Every plan currently being sold by Care Health Insurance, shown side-by-side so you can shortlist quickly.
Care Group Health Insurance
- 11000+ corporate policies
- 25000+ locations covered
- 92.77% claim ratio
Care Ultimate Care Plan
- Ambulance cover
- Discounts
- Loyalty boost
- Newborn cover
Care Heart Plan
- Cardiac health check-up
- second medical opinion
- automatic SI restoration
- lifelong cover
Care Plus Plan
- Ambulance cover
- daycare treatments
- domiciliary hospitalization
Care Classic
- Room rent covered
- Daycare treatment
- Advanced technology methods
- ICU charges
Care Enhance Plan
- Covers modern treatment
- Flexible options of deduction
- No pre-policy medical test
- Annual health check-up
Care Joy Plan
- 2 Plan variants
- Newborn cover
- Maternity cover
Care Plan
- In-built maternity cover
- No upper age limit for enrollment
- Coverage for modern treatment
- Pre-existing diseases
Care Senior
- Affordable premiums
- Day care treatments
- ICU charges
Care Critical Mediclaim
- Wellness benefits
- Organ donor cover
- 32 critical illnesses covered
Care Freedom Health Insurance Plan
- No pre-policy checkup needed
- Dialysis cover available
- Annual health checkup
Care Supreme Plan
- Modern treatments
- Renewal discounts
- Unlimited e-consultation
Care Secure Personal Accident
- Accidental death
- Accidental total disablement
- Permanent total disablement
Cancer Mediclaim Policy
- Annual health checkup
- Chemo and radiotherapy cover
- Air ambulance cover
- Organ donor cover
Care Advantage Plan
- No bonus claim up to 50%
- Automatic SI recharge
- Organ donor cover
- Automatic recharge
Care Operation Insurance
- Health services
- Air Ambulance cover
- Chemotherapy cover
Arogya Sanjeevani Plan
- AYUSH treatment
- Affordable premium
- Lifelong renewability
- Tax benefit
Quick comparison
Side-by-side across the 3 most-bought Care Health Insurance plans on PolicyX.
| Feature | Care Group Health Insurance | Care Ultimate Care Plan | Care Heart Plan |
|---|---|---|---|
| Plan type | Group Health Insurance | Individual and Family Health Insurance | Critical Illness Health Insurance |
| Sum insured | Up to 1 Crore | 5 L, 7 L, 10 L, 15 L, 20 L, 25 … | 3 L, 5 L, 7 L, 10 L |
| Entry age | Flexible eligibility | Min: Child-91 days; Adult- 18 years, Ma… | Min-18 Years, Max-Lifelong |
| Top benefits | 11000+ corporate policies · 25000+ locations covered | Ambulance cover · Discounts | Cardiac health check-up · second medical opinion |
Frequently asked questions
The 15 most-asked questions about Care Health Insurance, answered.
Care Health Insurance has an in-house claims team that processes cashless claims within 2 hours.
Yes, it is possible to get global coverage under the Care Global variant of the Care Plan.
24 hours. You need to inform the company within 24 hours of the hospitalization in case of an emergency.
You need to file a claim within 15 days after getting discharged from the hospital.
You can track the claim status online by visiting the official website and filling out the relevant details. Once you submit the details, the screen will show you the current status of your cashless or reimbursement claim.
There is no upper age limit.
The minimum entry age is 91 days.
Yes, you can take health insurance plans for 5-year-old kids by adding them to family floater plan.
You can increase the sum insured at the time of policy renewal.
Care Health Insurance offers comprehensive health insurance plans for you and your family members. Individuals can customize their sum insured, features, and add-ons. With a hassle-free claim settlement process, Care Health stands out from the rest of the insurers in the market.
According to the annual report released by IRDAI, the ICR for Care Health Insurance for FY 2023-24 is 57.69%.
Ultimate Care is the latest insurance plan launched by Care Health Insurance in January 2025. The plan offers ground-breaking features like an infinity bonus, unlimited e-consultations, a money-back feature to stay healthy, and more.
Care Health Insurance is a specialised health insurance company in India offering policies for medical and hospitalisation expenses, critical illnesses, personal accidents and wellness services. It provides cashless treatment through a large hospital network.
Yes. Care Health Insurance is the new name of Religare Health Insurance after it was rebranded. Other than the name, the company and its policy features remained consistent.
They offer various plans including individual & family health plans, senior citizen plans, critical illness cover, maternity and newborn plans, super top-up/extra cover plans, and specialised disease-focused plans.
Compare Health Insurance Companies
Pick any two insurers to see a detailed side-by-side comparison.
Other Health Insurance Companies
Compare Care Health Insurance mediclaim policies with other top insurers in India.
Customer satisfaction
Aggregate ratings from 2,714 verified PolicyX customers who bought a Care Health Insurance plan.
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
Explore Care Health Insurance
Customer Care
Care Critical Illness Plan
Care Critical Illness Insurance
Care Health Claim Process
Diseases Covered by Care Health
Care Health Policy Download
Free Annual Check-Up
Care Health Cancellation
Care Health Incurred Claim Ratio
Care Health Renewal
Care Health Insurance Premium Calculator
Claim Settlement Ratio
Care Health for Senior Citizens
Care Health for Maternity
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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