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Bajaj General Health Insurance Bajaj General Health Insurance ★ 4.4

Bajaj General Health Care Supreme

Bajaj General Health Care Supreme is a versatile health plan providing ...Read More

Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,699 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement

Bajaj General Health Care Supreme is a versatile health plan providing free annual health check-ups, high sum insured up to INR 50 Lakhs, and quick claim settlements. The plan is available in 3 different variants: Vital, Smart, and Ultimo. 

Why Do We Recommend This?
  • 100% of the sum insured will be restored in case of exhaustion
  • Maternity Cover
  • Lifelong Renewability 

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 Years to Lifetime
Plan type
Individual and Family Health Insurance
Sum insured options
₹5 L, ₹8 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹30 L, ₹35 L, ₹40 L, ₹45 L, ₹50 L
Waiting period
90 Days
Renewability
Lifetime
Policy term
1 | 2 | 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long-term policy

Cons

  • Global coverage not available
  • Domiciliary hospitalisation not covered
  • No compassionate travel benefits

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Covered

Conditions & global

  • Co-payment Not Applicable
  • Sub-limits Not Applicable
  • Compassionate travel Not covered
  • Global coverage Not covered

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: 18 Years to Lifetime
  • SI: Up to 50 L

Frequently Asked Questions

The 8 most-asked questions about Bajaj General Health Care Supreme, answered.

Yes, Bajaj Health Care Supreme provides protection against 15 critical illnesses as optional coverage
You can claim for any pre-existing conditions after 24 months from the policy start date.
Health Care Supreme is available in 3 variants which are known as Health Care Supreme - Vital, Health Care Supreme - Smart, and Health Care Supreme - Ultimo. The sum insured range of this plan is from Rs. 5 Lakh to Rs. 50 Lakh, which depends on the variant opted.
Yes, you can opt from 3 different add-on coverage options - critical illness cover, personal accident cover, and Daily Hospital Allowance
Yes, Maternity cover is available
Yes, you can avail New Born Baby Cover with Bajaj Allianz Health Care Supreme Plan.
The plan offers several discounts: 5% discount applicable, if all add-on covers are opted along with the basic cover 5% family discount applicable, If 2 or more family members are covered under a single policy 5% discount applicable if the policy claims free at the time of renewal Discount of 5% to 30% is applicable for Group policies based on the size of the Group 4% discount on premium for 2 years policy term and 8% discount on premium for 3 years policy term.
The minimum entry age for Children is 3 Months to 25 years and for adults, it is 18 years to No age bar.

Conclusion

Bajaj Allianz Health Care Supreme is a feature-rich comprehensive health plan offering wide coverage

Explore Bajaj General Health Insurance

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 14 Oct 2024

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