Aditya Birla Activ Health Platinum Premiere Plan - Buy Now
Buy Now
Summarize with
ChatGPT Claude Perplexity
Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Activ Health Platinum Premiere

The Activ Health Platinum Premiere plan is a variant of the Aditya Bir ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
✅ 96% claim settlement

About Aditya Birla Activ Health Platinum Premiere

A quick read on what this Aditya Birla Health Insurance plan covers and why it might be a fit for you.

The Activ Health Platinum Premiere plan is a variant of the Aditya Birla Activ Health insurance plan. It protects you from health emergencies and promotes holistic health. It offers benefits like HealthReturns™, organ donor expenses, second opinion for critical illnesses, physiotherapy after hospitalization, chronic issues management, and COVID-19 treatment coverage.

The Super Reload benefit ensures continued coverage if the sum insured is insufficient. Discover more about the Aditya Birla Activ Health Platinum Premiere policy.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
5 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹10 L, ₹20 L, ₹40 L, ₹60 L, ₹80 L, ₹1 L, ₹2 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1/2/3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Annual health check-up
  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Daycare procedure

Cons

  • Obesity/weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • Maternity (basic cover)
  • IVF/sterility treatment

What's covered

Every CMS-driven coverage flag from the plan wording — only items with a published value render below.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Covered
  • Compassionate travel Covered
  • Global coverage Covered

Benefits of Buying Aditya Birla Activ Health Platinum Premiere Plan

Discover the benefits of the Activ Health Platinum Premiere policy:

  • Up to 100% premium as HealthReturns™

    Stay healthy to potentially receive up to 100% of your paid premium back.

  • Expert health coach

    Receive expert coaching for fitness, nutrition, homeopathy, mental, and medical guidance.

  • Post-hospitalization physiotherapy

    Access physiotherapy sessions to speed up recovery after hospitalization.

  • Mental illness hospitalization cover

    Coverage for listed mental illnesses, including pre and post-hospitalization treatment.

  • Cover for dental consultations

    Cashless cover for dental consultations or investigations, subject to policy terms.

  • Tax benefits

    Premiums paid are eligible for tax benefits under Section 80D of the Income Tax Act 1961.

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Exclusions

  • Conditions not covered under the Activ Health Platinum Premiere Policy include:
  • Hazardous or adventure sports
  • Breach of law
  • Excluded providers
  • Treatment for alcoholism, drug or substance abuse
  • 30-day waiting period for cover benefits (except accidental mishaps)
  • Refractive error
  • Unproven treatments
  • Sterility and infertility
  • Pre-existing diseases
  • Specified disease/procedure waiting period
  • Maternity expenses
  • Investigation & Evaluation
  • Rest cure, rehabilitation, and respite care
  • Obesity/Weight control
  • Change-of-gender treatments
  • Cosmetic or plastic surgery

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: - 91 days
  • Max Entry Age: - 65 Years
  • SI: - 10 L - 2 Cr
  • Waiting Period: - 30 Days

Other features & benefits

Long Story Short

Aditya Birla Health Insurance Company is renowned for its customer care, extensive hospital network for cashless hospitalization, and a strong claim settlement ratio.

The Aditya Birla Activ Health Platinum Premiere plan is designed for those seeking comprehensive health coverage. It includes domestic and international emergency services, mental illness care, post-treatment physiotherapy, and critical illness treatment.

For more information, contact PolicyX at 18004200269.

Activ Health Platinum Premiere: FAQs

The 6 most-asked questions about Aditya Birla Activ Health Platinum Premiere, answered.

Yes. Additionally, it covers pre-hospitalization (60 days) and post-hospitalization (180 days).
You can avail of one premium waiver for 18 illnesses mentioned in the policy documents.
The policyholders can receive an annual health check-up with this plan.
Maternity care is not available but this plan has optional cover for maternity expenses like childbirth, pre and postpartum care, etc.
It offers in-patient and day care cover, unlimited sum insured reload, annual health check-ups, chronic disease management, HealthReturns™ rewards, and coverage for AYUSH, mental illness, and international treatment.
Yes, pre-existing diseases are covered after a waiting period of 3 years, as per policy terms and conditions.

Explore Aditya Birla Health Insurance

Health Insurance Articles

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 31 Jan 2025 · Originally published: 31 Jan 2025

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Other Health Insurance Companies

Star Health Insurance HDFC Ergo Health Care Health Insurance ICICI Lombard Health Bajaj Allianz Health Tata AIG Health SBI Health Insurance Niva Bupa Health Insurance

Share your Valuable Feedback

Rating Icon 4

Rated by 55 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free