Aditya Birla Activ Fit Health Plan: Features, Benefits and Coverage
Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Activ Fit Health Plan

It is a perfect plan for youngsters who are living a healthy and fit l ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
96% claim settlement

It is a perfect plan for youngsters who are living a healthy and fit life. Also, get a 10% early bird discount.

Why do we recommend this?
  • Get maternity benefits.
  • Optional travel cover with Travel Protect.
  • Get a 100% unlimited sum insured refill.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Min- 91 days, Max- 45 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹5 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹30 L, ₹40 L, ₹50 L, ₹75 L, ₹1 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Provides health rewards for keeping yourself healthy
  • gives optional benefits
  • offers maternity expense benefits.

Cons

  • Does not cover air ambulance
  • no coverage for global treatment.

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Aditya Birla Health Insurance Plan Detailed Review

Aditya Birla Health Insurance Plan Detailed Review

Aditya Birla Health Insurance

Aditya Birla Health Insurance

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: - 18
  • Maximum Entry Age: - 65
  • SI: - 4-25 Lakh
  • Waiting Period: - 30 days

Frequently Asked Questions

The 5 most-asked questions about Aditya Birla Activ Fit Health Plan, answered.

The eligibility criteria for the Aditya Birla Activ Fit health insurance plan are as follows: Minimum Entry Age - 18 Years Maximum Entry Age - 45 Years Dependent children can be covered from 91 Days to 25 years of age.
The sum insured options available under the Aditya Birla Activ Fit health insurance plan range between INR 5 Lakhs to 1 Crore.
Yes, Aditya Birla Activ Fit health insurance plan is eligible for tax benefits under the Income Tax Act, of 1961. The premiums paid towards the plan are eligible for tax benefits.
There are multiple optional coverages available under the Aditya Birla Activ Fit plan such as: Super No Claim Bonus (50% of SI per annum, maximum up to 100%). Travel Protect (Domestic Cover) wherein insured individuals are paid fixed benefit pay-out. Premium Waiver Benefit - If an insured individual is diagnosed for the first time with any of the listed (20) critical illnesses or suffers an injury due to an accident resulting in permanent total disablement, then the premium will be waived off for 1 policy year. EMI Protection OPD Expenses
Yes, maternity and newborn baby cover is available under the Aditya Birla Activ Fit health insurance plan.

Conclusion

Aditya Birla Activ Fit is a health insurance plan designed for young individuals that combines medic

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