Aditya Birla Group Health Insurance Plans – Benefits & Premiums
Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Group Health Insurance

The Aditya Birla Group offers several health insurance options, includ ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
96% claim settlement

The Aditya Birla Group offers several health insurance options, including Aditya Birla Group Activ Health, Activ Secure, and Activ Travel. These health insurance plans provide custom solutions to cater to business needs.

Why do we recommend this?
  • Coverage starting from Day 1
  • Claim settlement ratio of 92.97% for FY 2024-25.
  • Hassle-free cashless claim settlement.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Day 1 to no limit
Plan type
Group Health Insurance
Waiting period
NA
Renewability
NA
Policy term
NA

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • 92.97% claim settlement ratio
  • Day 1 coverage
  • Up to 30% health returns

Cons

  • 24-month waiting for specific ailments
  • Limited infertility coverage
  • Some add-ons require extra premium

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Covered

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Adults: 18 to 65 years
  • Children: 91 days+
  • Up to: 6 family members
  • Renewal lifelong

Frequently Asked Questions

The 7 most-asked questions about Aditya Birla Group Health Insurance, answered.

Group health plans offered by Aditya Birla are Group Activ Health, Activ Secure, and Activ Travel.
The latest claim settlement ratio for Aditya Birla Health Insurance for FY 2024-25 is 92.97%.
You can connect with Aditya Birla health insurance by simply calling 1800-270-7000 or downloading their Activ Health app.
Aditya Birla Health Insurance offers cashless treatments across India with its 11,000+ network hospitals.
Yes, Aditya Birla Group health plans cover maternity and newborn expenses.
Yes, optional coverage benefits like the health check-up program, daily cash, fitness assessment, and more are available.
Tax benefits under section 80D of the Income Tax Act, 1961, are available with Aditya Birla Group Health Plans.

Conclusion

NA

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Share your Valuable Feedback

Rating Icon 5

Rated by 50 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free