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Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Activ One Max Plan

Another variant of the Aditya Birla Activ One plan that provides compl ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
✅ 96% claim settlement

Another variant of the Aditya Birla Activ One plan that provides complete coverage for hospitalization. You can include your extended family in this plan.

Why do we recommend this?
  • Get HealthReturns up to 100%.
  • Your complete hospital bill will be covered.
  • Get 6X cover by the 6th year.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 years to no limit
Plan type
Individual and Family Health Insurance
Sum insured options
₹5 L, ₹10 L, ₹20 L, ₹50 L, ₹1 L, ₹2 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Cover your extended family
  • High sum insured options
  • 30 days waiting period

Cons

  • Maternity expenses
  • Non-medical expenses
  • Sterility and infertility treatment

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Not covered
  • Compassionate travel Covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Aditya Birla Activ One Max | Unlimited Health Cover & Premium Rewards!

Aditya Birla Activ One Max | Unlimited Health Cover & Premium Rewards!

Looking for the best health insurance plan in India? In this video, we review the Aditya Birla Activ One Max Health Insurance Plan, a feature-packed policy that goes beyond traditional medical insurance.

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 18 Years
  • Max entry age: No limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Frequently Asked Questions

The 5 most-asked questions about Aditya Birla Activ One Max Plan, answered.

You can earn up to 100% of your renewal premium back by maintaining a healthy lifestyle. This can be achieved by meeting daily fitness goals, such as walking 10,000 steps or burning 300 calories.
Please refer to the policy document for specific details on pre-existing condition coverage. Generally, there might be a waiting period before pre-existing conditions are covered.
The entry age is 18 years with no upper age limit.
You can choose policy terms of 1, 2, or 3 years.
Please refer to the official Aditya Birla Capital website or contact their customer service for a complete list of exclusions.

Conclusion

Aditya Birla Activ One MAX is a comprehensive health insurance plan offering high coverage, unlimite

Explore Aditya Birla Health Insurance

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 1 Jun 2026 · Originally published: 28 Jan 2025

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