Buy Aditya Birla Activ One Vytl Plan Online in India
Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Activ One VYTL

A comprehensive coverage plan that adjusts according to your lifestyle ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
96% claim settlement

A comprehensive coverage plan that adjusts according to your lifestyle and includes several in-built benefits and optional covers. It covers diseases like asthma, diabetes, hypertension, and mental illnesses.

Why do we recommend this?
  • Family discount
  • ICU charges covered
  • Ambulance charges covered

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹3 L, ₹4 L, ₹5 L, ₹7 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹50 L, ₹75 L, ₹1 L, ₹2 L, ₹3 L, ₹4 L, ₹5 L, ₹6 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Non-medical expenses covered
  • Mental illness covered
  • Obesity treatment
  • Home healthcare
  • AYUSH treatment

Cons

  • Investigation and evaluation
  • Rest cure rehabilitation and respite care
  • Sterility and infertility

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Not covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Aditya Birla Active One VYTL Plan | Detailed Review & Benefits Explained

Aditya Birla Active One VYTL Plan | Detailed Review & Benefits Explained

Whether you’re a first-time buyer or planning to upgrade your health coverage, this guide will help you decide if Active One VYTL is the right choice for your needs.

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 18 Years
  • Max entry age: No Limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 6 Cr

Frequently Asked Questions

The 4 most-asked questions about Aditya Birla Activ One VYTL, answered.

Aditya Birla Activ One VYTL plan covers modern procedures and treatments. It pays for 12 modern treatments and procedures.
No, the plan does not cover dental procedures and any related treatments.
The initial waiting period is 30 days, but in the case of chronic diseases, you can get coverage from day 1.
Yes, with the claim protection, you can get non-medical expenses.

Health Insurance Premium Calculator

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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Rated by 56 customers

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