Aditya Birla Activ Secure Personal Accident Policy: Check Benefits, Eligibility and Coverage Online
Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Personal Accident Plan

Your very own accident care plan provides complete protection for you ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
96% claim settlement

Your very own accident care plan provides complete protection for you and your family.

Why do we recommend this?
  • 5% cumulative bonus to increase protection every year.
  • 100% payout for permanent disability due to accident.
  • 100% payout on accidental death.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Minimum: 5 Years, Maximum: 65 Years
Plan type
Accident Health Insurance
Sum insured options
₹1 L, ₹10 L, ₹50 L, ₹1 L, ₹10 L, ₹20 L
Waiting period
None
Renewability
Lifelong
Policy term
1/2/3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Total and partial disability cover
  • Accidental death cover
  • No claim bonus
  • Ambulance cover
  • Education benefit

Cons

  • Illness due to intoxicants
  • Obesity treatment unavailable
  • Hazardous activity not covered
  • Cosmetic surgery unavailable

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Aditya Birla Personal Accident Plan Full Details Explained

Aditya Birla Personal Accident Plan Full Details Explained

Aditya Birla Health Insurance Plan Detailed Review

Aditya Birla Health Insurance Plan Detailed Review

Aditya Birla Health Insurance

Aditya Birla Health Insurance

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry age: 5 years
  • Max entry age: 65 years
  • SI: 30L
  • Waiting period: 30 days

Frequently Asked Questions

The 4 most-asked questions about Aditya Birla Personal Accident Plan, answered.

As per the IRDAI, the cover amount for personal accident health insurance should be Rs 25 Lakh.
Death by suicide, or self-inflicted injuries are not covered in the personal accident health insurance.
Aditya Birla Activ Secure Personal Accident policy is valid for 1 year, however you can renew the policy before it gets expired.
No, there is no waiting period in accident health insurance.

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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Rated by 2,687 customers

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