Aditya Birla Activ Assure Classic Plan for Senior Citizen
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Aditya Birla Activ Care Classic Plan

A senior citizens' health insurance plan provides comprehensive covera ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
✅ 96% claim settlement

A senior citizens' health insurance plan provides comprehensive coverage for individuals over 55 years. It offers numerous benefits such as cashless home treatment, personal health coaching, daycare procedures, home lifestyle support, and more.

Why do we recommend this?
  • Covers 586 types of daycare procedures.
  • Includes a free health assessment once a year.
  • Offers worldwide emergency assistance.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Min- 55 years, Max 80 years
Plan type
Senior Citizen Health Insurance
Sum insured options
₹3 L, ₹5 L, ₹10 L, ₹25 L
Waiting period
30 days
Renewability
Lifelong
Policy term
2 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • 360 degrees support to seniors
  • Cashless home treatment
  • 586 category of daycare procedures

Cons

  • Does not cover modern treatments
  • Vaccinations not covered
  • Compassionate travel not covered

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

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Aditya Birla Insurance Solution

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Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min-: 55 years
  • Max-: 80

Frequently Asked Questions

The 5 most-asked questions about Aditya Birla Activ Care Classic Plan, answered.

The plan for Activ Assure Classic has a sum insured option from 3 Lakhs to 10 Lakhs.
20% copayment is available on every claim related to domiciliary treatment, in-patient hospitalisation, daycare procedures, home care treatment, AYUSH procedures, etc.
Yes, the plan variants under Aditya Birla Activ Care policy are - Standard, Classic, and Premier.
Yes, an individual or senior citizens who are between the ages of 55 to 88 years can buy this plan.
Aditya Birla Activ Care Classic insurance plan for senior citizens is designed for senior couples (only 2 members allowed). You can add up your spouse under the family floater basis of the plan.

Conclusion

A senior citizen-focused plan offering essential coverage with added home care and wellness benefits

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 1 Jun 2026 · Originally published: 16 Oct 2024

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