Aditya Birla Health Insurance for Critical Illness

Aditya Birla's Critical Illness plan is designed to protect individuals from the financial burden caused by the treatment of critical illnesses. If diagnosed with any of the critical illnesses listed in the plan, it provides a financial safety net by compensating for lost income and treatment costs. The diagnosis of any critical illness causes significant mental and emotional stress on the patient and their family; financial stress should be the last concern during this time.

Aditya Birla health insurance critical illness plans are designed to combat such illnesses by providing a range of services and cover facilities that protect the individual and their family from financial stress. The plan covers 60+ critical illnesses and is available in three different plan variants.

Aditya Birla Critical Illness Eligibility Criteria

Key Benefits of Aditya Birla Critical Illness

Aditya Birla Critical Illness is a comprehensive health insurance plan with numerous features and benefits.

• Go beyond health insurance: The plan includes an optional cover where you can access a wellness coach who will guide you through recovery and healthy living with personalized health advice.
• Adequate health insurance: Provides up to 1 Crore of the sum insured for extensive coverage of costly treatments and therapies required by any patient. The plan provides extensive coverage against up to 64 critical illnesses, allowing the policyholder to focus on their well-being and health.
• One-time payout: If diagnosed with any of the 64 critical illnesses listed under the program, you will receive a lump-sum payment to cover your treatment and recovery costs. Insurance holders can receive up to 150% of their sum insured if diagnosed with any of the critical illnesses listed.
• 3 variants of the critical illness plan: Offers 3 different variants to select from. Individuals can choose between the three plan variants wherein Plan 1 covers 20 critical illnesses, Plan 2 covers 50 critical illnesses, and Plan 3 covers 64 critical illnesses.
• Tax Benefits: Insurance holders can avail of tax benefits under the Income Tax Act as the premiums paid towards the plan are subject to tax benefits.

Aditya Birla Critical Illness Inclusions

The various inclusions are listed below:

Aditya Birla Critical Illness Exclusions

The various exclusions are listed below:

Sexually transmitted disease or HIV/AIDS

Influence of intoxicating liquor or drugs

Suicide or attempted suicide, intentional self-injury

Congenital external diseases, defects, or anomalies

Injuries/accidents caused while being involved in any unlawful activity