Buy Aditya Birla Activ Care Standard Plan Online In India
Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Active Care Standard Plan

You can get additional benefits with Optional Active Care and optional ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
96% claim settlement

You can get additional benefits with Optional Active Care and optional cover related to room upgrades. Active Care Standard health policy takes care of senior individuals in all phases of their lives.

Why do we recommend this?
  • Personal health coach
  • COVID-19 related hospitalization expenses
  • Cover for 586 daycare procedures

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
55 years
Plan type
Senior Citizen Health Insurance
Sum insured options
₹3 L, ₹5 L, ₹7 L, ₹8 L, ₹10 L
Waiting period
30 days
Renewability
Every Year
Policy term
1, 2 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • In-patient hospitalization
  • Daycare treatment
  • Domiciliary hospitalization
  • Sum insured restoration
  • Organ donor expense coverage

Cons

  • Sports injury not covered
  • Cosmetic treatment unavailable
  • Baldness not covered
  • Higher co-pay applicable

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Not covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Covered
  • Vaccination Covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Covered

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry age: - 55 - 80 years
  • SI: - INR 3 - 10 Lakhs
  • Waiting Period: - 30 days
  • No. of insured (floater): self & spouse

Frequently Asked Questions

The 5 most-asked questions about Aditya Birla Active Care Standard Plan, answered.

A senior citizen who is between the ages of 55 to 80 years can buy the Active Care Standard insurance.
This plan focuses on the overall healthcare benefit of the seniors in your family. The major highlights are the 586 daycare procedures, home care treatment and lifestyle support, personal health coaching, etc.
It only provides emergency medical assistance and air ambulance for international medical care requirements.
You can choose your health policy with a range from 3L, 4L, 5L, 7.5L, and 10L.
You can claim your Active Care - Standard policy from the official website of the insurer. Or reach out to us at PolicyX.com if need any further assistance.

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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