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Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Global Health Secure Plan

This plan is designed to provide global coverage. Avail treatment for ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
✅ 96% claim settlement

This plan is designed to provide global coverage. Avail treatment for specified conditions in international network hospitals at your preferred destination.

Why do we recommend this?
  • Treatment covers 16 major illnesses
  • Cashless hospitalization
  • Organ donor cover

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Child: 91 days - 5 years, Adult: 18 - 65 years
Plan type
Individual
Sum insured options
₹3 L, ₹6 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1/2/3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • In-patient treatment cover
  • Post-hospitalization cover
  • Accommodation expenses
  • Travel expenses cover

Cons

  • Floater option not available
  • Change of gender treatments
  • Alcoholism/drug use cover
  • Hazardous or adventure sports
  • Maternity not covered

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Not covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: - 91 days
  • Max Entry Age: - 65 Years
  • SI: - Up to 6 Cr
  • Waiting Period: - 30 Days

Frequently Asked Questions

The 5 most-asked questions about Aditya Birla Global Health Secure Plan, answered.

The major benefits of this plan are as follows: International in-patient hospitalization Post-hospitalization expenses cover Covers 16 major illnesses Repatriation of mortal remains International second e-opinion Travel and accommodation cover Visa documentation guidance Organ donor expense, and so on.
Yes, this plan covers in-patient treatment costs on a cashless basis.
Cancer Treatment Coronary Artery By-Pass surgery Heart Valve Replacement Major Organ Transplantation Bone Marrow Transplant Neurosurgery Pulmonary Artery Graft Surgery Aorta Graft Surgery Coronary Artery By-Pass surgery post occurrence of Myocardial Infraction Surgical treatment for Stroke Surgical treatment for Benign Brain tumour Lung Transplant Surgery in case of End-Stage Lung Disease Kidney Transplant Surgery in case of the End Stage Renal Failure Skin grafting surgery for Major Burns Surgical treatment of Coma Surgery for Pheochromocytoma
These are the available discount options for Aditya Birla Global Health Secure policy: 2-year policy- 7.5% 3-year policy- 10%
An individual who is a resident of India and has a domestic health insurance indemnity policy with an SI value of INR 10 Lakhs and above can buy this policy.

Conclusion

Aditya Birla Global Health Secure is a specialized global health plan best suited for individuals wh

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 1 Jun 2026 · Originally published: 30 Jan 2025

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