Buy Aditya Birla Arogya Sanjeevani Policy Online In India
Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Arogya Sanjeevani Plan

The IRDAI-mandated health insurance policy offers coverage for hospita ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
96% claim settlement

The IRDAI-mandated health insurance policy offers coverage for hospitalization, AYUSH treatment, cataract, and more at a very affordable cost.

Why do we recommend this?
  • Covers joint replacement treatment.
  • AYUSH treatment covered.
  • Covers ambulance charges.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Min- 3 months, Max- 65 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹1 L, ₹2 L, ₹3 L, ₹4 L, ₹5 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • All daycare procedures
  • AYUSH treatment
  • Cataract expenses covered

Cons

  • Domiciliary hospitalization
  • OPD charges
  • Automatic restoration

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 5 L

Frequently Asked Questions

The 5 most-asked questions about Aditya Birla Arogya Sanjeevani Plan, answered.

It provides a cashless treatment facility for several basic healthcare services such as pre & post-hospitalization, daycare procedures, AYUSH treatment, and so on.
No, the Aditya Birla Arogya Sanjeevani policy does not cover maternity or newborn care expenses.
You can include your parents in a family floater plan upto the age of 65 years.
Arogya Sanjeevani policies are generally basic health insurance plans that come with lower sum insured options, no riders available, fewer coverage benefits, limited room rent capping, and so on.
Yes, networking hospitals provide cashless treatment facilities under this insurance policy.

Conclusion

Aditya Birla Activ One is a comprehensive health insurance plan that combines medical coverage with

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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Rated by 54 customers

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