Buy Aditya Birla Activ Fit Plus Plan Online in 2026
Aditya Birla Health Insurance Aditya Birla Health Insurance ★ 4.4

Aditya Birla Activ Fit Plus Plan

This is an ideal plan for young individuals leading a healthy and fit ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
4800+
Pan India presence
96%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,701 reviews
🏥 12,900+ hospitals
📊 1.88 solvency ratio
96% claim settlement

This is an ideal plan for young individuals leading a healthy and fit lifestyle. Plus, enjoy a 10% introductory discount.

Why do we recommend it?
  • Includes maternity benefits.
  • Optional travel cover with Travel Protect.
  • Reclaim 100% Unlimited Sum Assured.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Min- 90 days, Max- 45 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹5 L, ₹10 L, ₹25 L, ₹50 L, ₹70 L, ₹85 L, ₹1 L
Waiting period
30 days
Renewability
Lifetime
Policy term
1/2/3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Pre-hospitalization cover
  • Post-hospitalization cover
  • Modern treatment cover
  • Organ donor cover

Cons

  • Obesity/weight control
  • Change of gender treatments
  • Hazardous or adventure sports
  • External providers
  • Beauty/cosmetic treatment

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Not covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Aditya Birla Health Insurance

Aditya Birla Health Insurance

All that you need to know about Aditya Birla Health Insurance!

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry Age: - 91 days
  • Max Entry Age: - 45 years
  • SI: - 5 L - 1 Cr
  • Waiting Period: - 30 Days

Frequently Asked Questions

The 5 most-asked questions about Aditya Birla Activ Fit Plus Plan, answered.

Yes, you can buy this policy as an individual plan as well and the minimum entry age for buying this policy is 5 years.
Yes, PEDs are covered after a waiting period of 48 months.
Call our health insurance experts and buy your Activ Fit Plus insurance after understanding all the aspects of this plan.
It means a 10% upfront good health discount, up to 50% HealthReturnsTM, and upto 100% of unlimited sum insured refill.
Activ Health application maintains a wellness ecosystem that helps you keep track of your health, contact healthcare experts, record daily activities, book health check-ups, and so on.

Conclusion

Activ Fit is a health insurance plan that combines medical coverage with wellness rewards.

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Share your Valuable Feedback

Rating Icon 4.4

Rated by 2,685 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free