Care Supreme Plan - Features, Benefits and Coverage Premium
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Care Supreme Plan

Care Supreme is an extensive coverage health insurance plan that safeg ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
158+
Pan India presence
97%
Claim settlement ratio
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🛡️ IRDAI Approved
⭐ 4.4/5 · 2,714 reviews
🏥 11,400+ hospitals
📊 1.74 solvency ratio
✅ 97% claim settlement

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare needs.

Why Do We Recommend This?
  • Health and wellness rewards
  • OPD care
  • Cumulative bonus super benefit

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 years to No age limit
Plan type
Individual and Family Health Insurance
Sum insured options
₹5 L, ₹7 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹50 L, ₹1 L
Waiting period
30 days
Renewability
LIfelong
Policy term
1,2,3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Cons

  • Illegal activities
  • alcohol abuse
  • obesity treatments

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Care Supreme Health Insurance Plan Review | Honest Review by PolicyX

Care Supreme Health Insurance Plan Review | Honest Review by PolicyX

Care Health Insurance Review | Care Supreme Health Insurance Review

Care Health Insurance Review | Care Supreme Health Insurance Review

Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Care Health Insurance Network Hospital List

Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Frequently Asked Questions

The 9 most-asked questions about Care Supreme Plan, answered.

The eligibility criteria for Care Supreme Plan is as follows Minimum entry age for adults - 18 years Maximum entry age for adults - 60 years Minimum entry age for child - 91 days Maximum entry age for child - 24 years
The available sum insured variants for policyholders are 5 L | 7 L | 10 L | 15 L.
Yes, individuals can add up to 2 dependent children under the Care Supreme Plan family floater variant.
Yes, the amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
Yes, Maternity cover is available under Care Supreme Plan.
The Care Supreme plan covers major medical needs, including hospitalization, pre- and post-care, daycare treatments, and domiciliary care, with options like unlimited sum restoration and pre-existing disease coverage.
Yes, Care Supreme covers pre-existing diseases, but only after the standard 3-year waiting period unless you buy add-ons like Instant Cover or PED Wait Period Modification, which reduce it significantly.
You can buy the Care Supreme Plan from age 18 to 99 years, while children aged 90 days to 24 years can be covered. It’s available as an individual plan for up to six members or a family floater for two adults and two children.
The Care Supreme Plan has a standard 36-month waiting period for pre-existing diseases, but conditions like diabetes, hypertension, asthma, and obesity can get a reduced 30-day waiting period if you opt for the relevant add-on.

Conclusion

A high coverage modern plan with flexible benefits, suitable for families seeking strong protection

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 1 Jun 2026 · Originally published: 19 Nov 2024

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