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Care Health Insurance for Senior Citizens
Care Health Insurance for senior citizens is a thoughtful gift for your parents, making it easier for them to manage medical expenses and secure their future. It benefits elderly individuals by addressing their health concerns without depleting their retirement funds. This insurance provides extensive coverage across network hospitals, treatments, OPD, and COVID centers, allowing seniors to live stress-free.
Care Health Insurance is an affordable plan available as individual and floater options. It offers high-sum insured options ranging from Rs. 3 Lakh to Rs. 10 Lakh. Policyholders can benefit from up to a 150% increase in the sum assured with a no-claim bonus. Additionally, there is no need for a pre-policy medical checkup to purchase this policy.
Key Benefits of Care Health Insurance for Senior Citizens
Care Health Insurance for senior citizens is a popular choice for meeting insurance needs. Here are some key features:
- Affordable Premiums: Offers health coverage at affordable premium rates.
- Easy EMI Options: Provides easy EMI options for policyholders.
- Multiple Discounts: Offers discounts such as multi-year and smart select.
- Organ Donor Cover: Covers expenses for organ harvesting operations.
- Daycare Treatments: Covers treatments involving a stay of less than 24 hours for 541 procedures.
Care Health Insurance Plans for Senior Citizens Eligibility Criteria
Entry Age
Minimum: 61 Years
Entry Age Adult
Maximum: Lifelong
Policy Term
1/2/3 Years
Plan Type
Individual/Family Floater
Sum Insured (in Rs.)
3 L | 5 L | 7 L | 10 L
Initial Waiting Period
30 Days*
Care Health Insurance Plans for Senior Citizens Inclusions
Inclusions of Care Health Insurance for senior citizens include:
Pre and post-hospitalization expenses
Annual Health Check-up
541+ daycare procedures
COVID-19 treatment
Ambulance cover
AYUSH coverage
Domiciliary Hospitalisation
Care Health Insurance Plans for Senior Citizens Exclusions
Permanent Exclusions
Permanent diseases or health conditions not covered:
Hospitalization due to war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage and Abortion
Congenital disease
Infertility and in vitro fertilization
