Care Heart Health Insurance Plan: Benefits, Premium, Renewal Online
Buy Now
Summarize with
ChatGPT Claude Perplexity
Care Health Insurance Care Health Insurance ★ 4.4

Care Heart Plan

Care Heart provides the flexibility to choose from benefits like activ ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
158+
Pan India presence
97%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,714 reviews
🏥 11,400+ hospitals
📊 1.74 solvency ratio
✅ 97% claim settlement

Care Heart provides the flexibility to choose from benefits like active heart health check-ups, OPD care, home care, international second opinion, and more according to the plan suitable for your needs. Care Health Insurance is designed to serve the insurer in terms of cardiac ailments.

Why do we recommend this?
  • Tax benefits
  • Knee replacements
  • Health check-ups

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Min-18 Years, Max-Lifelong
Plan type
Critical Illness Health Insurance
Sum insured options
₹3 L, ₹5 L, ₹7 L, ₹10 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Cardiac health check-up
  • second medical opinion
  • automatic SI restoration
  • lifelong cover

Cons

  • Change of gender treatment
  • obesity treatment unavailable
  • hazardous activity not covered
  • HIV/AIDS not covered

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Care Heart Plan by Care Health Insurance | For Heart Patients

Care Heart Plan by Care Health Insurance | For Heart Patients

Care Health Insurance for Heart Patients

Care Health Insurance for Heart Patients

Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Care Health Insurance Network Hospital List

Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry age: 18 years
  • Max entry age: No age limit
  • SI: 3 to 10 L
  • Waiting period: 30 days

Frequently Asked Questions

The 6 most-asked questions about Care Heart Plan, answered.

Yes, critical illness plans cover heart-related ailments such as first heart attack, heart valve surgery, coronary artery by-pass surgery. etc.
Care health insurance limited is a subsidiary company of Religare Enterprise Limited.
Usually, ritical illness plans or specialised plans cover heart problems.
Yes, you can find a sub-limit which is applicable on room rent, ICU charges, cataract treatment, and much more.
Yes, there is a co-payment clause in the policy.
There is an initial waiting period of 30 days and 24 months for pre-existing diseases and specified ailments.

Conclusion

A specialized health plan for heart patients offering comprehensive cardiac-focused coverage.

Explore Care Health Insurance

Health Insurance Articles

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 1 Jun 2026 · Originally published: 19 Nov 2024

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Other Health Insurance Companies

Star Health Insurance HDFC Ergo Health Aditya Birla Health ICICI Lombard Health Bajaj Allianz Health Tata AIG Health SBI Health Insurance Niva Bupa Health Insurance

Share your Valuable Feedback

Rating Icon 4.4

Rated by 2,685 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free