Religare Group Health Insurance Plans – Coverage, Benefits, Cost
Care Health Insurance Care Health Insurance ★ 4.4

Care Group Health Insurance

Care Group Health Insurance offers a wide range of inclusions, includi ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
158+
Pan India presence
97%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,714 reviews
🏥 11,400+ hospitals
📊 1.74 solvency ratio
97% claim settlement

Care Group Health Insurance offers a wide range of inclusions, including pre- and post-hospitalization expenses and inpatient expenses. Care group health plans are tailored for personalized business needs.

Why do we recommend this?
  • High claim settlement of 92.77% for FY 2023-24
  • Flexible eligibility for entry age
  • No pre-policy medical check-ups

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Flexible eligibility
Plan type
Group Health Insurance
Waiting period
Coverage from day 1
Renewability
NA
Policy term
1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • 11000+ corporate policies
  • 25000+ locations covered
  • 92.77% claim ratio

Cons

  • Infertility not covered
  • War-related claims excluded
  • Waiting period applies

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Not covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Not covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Not covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Care Health Insurance Network Hospital List

Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Adults: 18 to 99 years
  • Children: from 91 days
  • Covers employees' families
  • No pre-policy check-up

Frequently Asked Questions

The 7 most-asked questions about Care Group Health Insurance, answered.

Care Health Insurance offers the Care group health plan and Arogya Sanjeevani health plan.
The latest claim settlement ratio for Care Insurance for FY 2023-2024 is 82.31%.
You can connect with Care Health Insurance by simply calling 044-6900-6900 or downloading their Care Health app.
Care Insurance offers cashless treatments across India with its 21,600+ network hospitals.
Care Group health plans cover maternity and newborn expenses as an optional benefit.
Yes, optional coverage benefits like maternity coverage and newborn baby coverage are available.
Care group health plans offer tax benefits under section 80D of the Income Tax Act, 1961.

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Share your Valuable Feedback

Rating Icon 5

Rated by 48 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free