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Care Health Insurance for Maternity
Care health insurance maternity cover provides financial security for women who are expecting a child and want to expand their families. Care health insurance maternity cover includes hospitalization as well as maternity coverage. The plan also includes newborn baby coverage for up to 90 days, as well as various discounts. Care health insurance maternity cover is a valuable asset that individuals can use as a financial safety net in the event of a medical emergency.
The plan includes in-patient care, daycare treatments for up to 500 procedures, ambulance coverage, maternity coverage, newborn baby coverage, newborn birth defects, room rent, and other benefits. Care Health Insurance Maternity Cover is an ideal option for those who are looking forward to starting a family and do not want the financial stress of bringing new life into the world. The medical expenses for a normal delivery as well as C-sections are getting expensive year after year.
Key Benefits of Care Health Insurance Maternity Cover
There are numerous benefits when it comes to investing in Care Health Insurance Maternity Cover for a couple who wants to start a family as it acts as a financial cushion.
- Comprehensive Protection: Pregnancy cover, newborn baby cover, congenital diseases coverage, pre & post-hospitalization cover, daycare treatment coverage, advanced technology methods, room rent, and more are all included in the Care maternity insurance.
- Easy EMI Options: Care health insurance for senior citizens offers a unique feature wherein policyholders can avail of easy EMI options.
- Multi-year Discount: Care health insurance maternity cover provides policyholders with a 10% discount at the time of purchase if they choose a multi-year policy. The benefits of purchasing a multi-year policy include reducing the stress of remembering to renew your policy every year and saving money on premium rates.
- 24-hour Service: Care health insurance maternity cover is among the most preferred names as the brand has built a loyal customer base by proving its efficiency and exceptional 24x7 service. Care health insurance has more than 20,800 cashless hospital networks and a claim settlement ratio of 95.2%. The insurance company is always available to help their policyholders in any way.
- Tax Benefits: Opting for care maternity insurance is beneficial in terms of medical care, and it is eligible to avail of tax benefits on the premiums paid towards the policy under the Income Tax Act.
- Optional Protection: Under Joy health insurance for pregnancy, Care maternity insurance provides an optional cover in which policyholders can receive up to a bonus of 100% of the sum insured if they make no claims for three years. This optional coverage is available for a small premium increase if chosen.
Care Maternity Insurance Plans Eligibility Criteria
Entry Age
New Born: Day 1 to 90 Days
Child: Day 1 to 24 Years
Entry Age Adult
Adult: 18 Years
Maximum: 65 Years
Policy Term
1/2/3 Years
Plan Type
Individual/ Family Floater
Sum Insured (in Rs.)
3 L | 5 L
Initial Waiting Period
30 Days
Care Maternity Insurance Inclusions
Inclusions of Care Health Insurance maternity cover include:
Pre and post-hospitalization expenses
Daycare treatments
Pregnancy cover
Ambulance cover
Newborn baby cover
Congenital disease cover
Care Maternity Insurance Exclusions
Exclusions of Care Health Insurance maternity cover include:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Adventure sports injuries
Cosmetic or obesity-related surgeries
Pre-existing illness up to 48 months
