Religare Enhance Super Top Up Plan - Features, Eligibility, and Coverage
Care Health Insurance Care Health Insurance ★ 4.4

Care Enhance Plan

Care Enhance plan works on the policy deductible principle and offers ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
158+
Pan India presence
97%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,714 reviews
🏥 11,400+ hospitals
📊 1.74 solvency ratio
97% claim settlement

Care Enhance plan works on the policy deductible principle and offers flexible choices of deductible with a wide range of sum insured options.

Why do we recommend this?
  • In-patient care
  • Room rent covered
  • Daycare treatment

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Day 1 to no age bar
Plan type
Family
Sum insured options
₹10 L, ₹20 L, ₹30 L, ₹40 L, ₹55 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Covers modern treatment
  • Flexible options of deduction
  • No pre-policy medical test
  • Annual health check-up
  • Floater option

Cons

  • Change of gender treatments
  • Obesity treatment unavailable
  • HIV/AIDS not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Know the detailed review of care health insurance plans in Hindi. This video will explain all the available plans and care health insurance offers.

Care Health Insurance Network Hospital List

Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry age: 5 years
  • Max entry age: No age limit
  • Sum Insured: 1 L to 55 L
  • Waiting period: 30 days

Frequently Asked Questions

The 4 most-asked questions about Care Enhance Plan, answered.

A deductible is an amount that policyholders need to pay for their medical expenses before using the top-up sum insured amount.
Super Top-up Policy activates when the medical expenses cross the deductible chosen in the plan.
There is a 4 year waiting period for pre-existing diseases from the date of policy inception.
Yes, you have to bear the 20% of co-pay on your medical expenses if your age is 61 years or above.

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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