Care Health Insurance (Formerly Known as Religare Health Insurance) Renewal

Care Health Insurance, formerly known as Religare Health Insurance Company Limited, is an Indian health insurance company founded in 1984. It is a subsidiary of Religare Enterprises Limited (REL). The company is headquartered in Gurgaon, Haryana, and has more than 6,000 employees in 146 offices across India. Currently, the company offers products like Health Insurance, Personal Accident Insurance, Critical Illness Insurance, Top-up, Super Top-up Coverage, Maternity Cover, etc.

Care Health Insurance offers an easy and hassle-free renewal process to its customers, allowing them to renew their policy without any problems.

Let's discuss the Care Health Insurance renewal in detail.

Benefits of Care Health Insurance Renewal

Renewing your health insurance policy on time offers the following benefits:

• When you don’t claim on your health policy, you earn a no-claim bonus. Care Health Insurance offers an increase of 50% in the sum insured for every claim-free year, up to a maximum of 100%. Additionally, you will get an increase of 10% in the sum insured, up to a maximum of 50%.
• Every Health Insurance policy comes with a waiting period of 24-26 months for some illnesses like cataract, thyroid, ENT, etc. Timely renewal ensures eligibility for coverage against all critical illnesses/diseases.
• Timely renewal provides flexibility to customize your plan according to your current needs. You can add or remove family members or opt for any available rider.
• Timely renewal ensures continuous coverage against medical uncertainties/emergencies for you and your family.
• Policyholders can renew their policy in just a few clicks and continue to enjoy benefits such as coverage for pre-existing diseases and no-claim bonuses.

What Happens If You Do Not Renew Your Health Policy on Time?

If you don’t renew your health policy on time, you might face the following problems:

• You won’t receive benefits like a no-claim bonus or lower premiums.
• You cannot enjoy continuous health coverage.
• The waiting period will reset after every renewal. Pre-existing diseases can only be covered after a waiting period, so if you do not renew your health policy, the waiting period will reapply from the start.

Care Health Insurance Grace Period

A Grace Period in Health Insurance is a pre-decided duration where a policyholder can pay the premium even after its due date. Care Health Insurance offers a 30-day Grace Period with easy payment methods, allowing you to make the premium payment without losing coverage or having the policy lapse.

Care Health Insurance Renewal Online

Policyholders should renew their policy before its expiry date. There are various ways to renew the Care Health Insurance Policy. You can renew the policy through the official website of Care Health Insurance or visit the nearest branch.

Steps to renew the Care Health Insurance Policy through their official website:

• Visit the official website and click on 'Renew' from the top bar menu.
• Fill in all the required information like policy number, date of birth, and registered mobile number.
• Click on 'Let's Renew' button.
• The next page will show you the payment amount you need to pay.
• Once the payment is done, the policy documents will be sent to your registered email ID.

For any further queries, you can call 1800-102-6655 or 1800-102-4488.

Important Things to Remember While Renewing Care Health Insurance Policy

Care Health Insurance Renewal is not a daunting task. Keep the following points in mind while renewing your policy:

• Renew your Health Insurance Policy before the policy period’s end date.
• Keep track of the policy expiry date.
• Claims made between the policy expiry date and the renewal will not be reimbursed.
• Before renewing the policy, re-evaluate your needs and requirements.