Yuva Bharat Plan
India is experiencing a youth-driven demographic shift, and health insurance providers are stepping up with specialized plans. The Yuva Bha…
- Personal accident benefits
- Critical illness benefits
- Air ambulance
New India Top-Up Mediclaim is a top-up insurance plan that covers hosp ...Read More
A quick read on what this New India Health Insurance plan covers and why it might be a fit for you.
New India Top-Up Mediclaim is a top-up insurance plan that covers hospitalization expenses once your base health insurance is exhausted. The policy is designed to provide additional health insurance coverage in case there are other medical expenses and can be issued on an individual and family floater basis. However, it is not mandatory to have a base health insurance policy to purchase a New India Assurance Top-Up Policy. Individuals who invest in this policy will be entitled to a wide range of sums insured from 5 to 22 Lakh. New India Top-Up Mediclaim offers cover to up to 6 family members under the family floater variant with the entry age variant of prosper being 18 to 65 years and for other dependent members 3 months. New India Assurance Top-Up Policy offers a plethora of coverage benefits such as:
To find out more details about New India Top-Up Mediclaim keep reading below to make an informed decision.
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
This video talks about New India Health Insurance in detail. It talks about key features like Solvency Ratio, Claim Support Ratio which help an individual to analyze if the Insurer matches with his/ her requirements.
| Plan Type | Sum Insured | Network Hospital | PED Waiting Period |
| Individual/Family Floater | 5 to 22 Lakhs | 3000+ | 48 Months |
Mentioned below are the claim process steps toward the New India Top-Up Mediclaim Policy:
New India Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, New India Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
What the plan pays for, and what it doesn't.
Eligibility criteria pulled straight from the policy wording.
The New India Assurance Top-Up Policy includes the following coverage and benefits for its customers:
| Coverage Term | 5 Lakh - 22 Lakhs |
| Room Rent | Rs. 5k per day for 5 Lakh Threshold Rs. 8k per day for 8 Lakh Threshold |
| Intensive Care Unit (ICU) | Rs. 10k per day for 5 Lakh Threshold Rs. 16k per day for 8 Lakh Threshold |
| Doctor’s Consultation | Covered |
| Cost of Medicines | Covered |
| Organ Donor Expenses | Covered |
| Get Well Benefit | 5k for 5 Lakh Threshold 8k for 8 Lakh Threshold |
| Emergency Ambulance Services | 5k for 5 Lakh Threshold 8k for 8 Lakh Threshold |
| Hospital Cash | INR 500 per day for 5 Lakh Threshold INR 800 per day for 8 Lakh Threshold |
| Cataract Cover | Available, up to INR 50k |
| AYUSH Treatment | Covered |
| Treatment for Mental Illnesses | Covered, up to 25% of Sum Insured per policy period |
New India Assurance Top-Up Policy is mentioned below:
The 5 most-asked questions about New India Top-Up Mediclaim Policy, answered.
New India Family Plans
New India Health Policy Download
New India Assurance Renewal
New India Assurance Claim Settlement Ratio
New India Assurance Maternity
New India Health Insurance Customer Support
New India Health Premium Calculator
New India Health Policy And Claim Status
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Select a company and plan for each side to see a detailed side-by-side comparison.
Rated by 2,686 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you'd like to share?
5-min consultation · No spam · No pushy sales