New India Cancer Guard Policy : Health insurance - PolicyX.com
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New India Cancer Guard

New India Cancer Guard Policy is a health insurance plan that provides ...Read More

Up to 2 Crore
Sum insured
1
No. of plans
1800+
Pan India presence
90.73%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,689 reviews
🏥 3,000+ hospitals
📊 1.91 solvency ratio
✅ 90.73% claim settlement

New India Cancer Guard Policy is a health insurance plan that provides a financial cushion for expensive treatments such as Cancer. The New India Cancer Guard Policy can be availed by individuals from the age of 3 months to 65 years.

Why Do We Recommend This?
  • 58 Day Care Procedures
  • Post Treatment Follow Up
  • Second Opinion for Surgery

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
3 months to 65 Years
Plan type
Critical Illness Health Insurance
Sum insured options
₹5 L, ₹10 L, ₹15 L, ₹25 L, ₹50 L
Waiting period
90 days
Renewability
Lifetime
Policy term
1,2,3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Chemotherapy
  • Radiotherapy
  • Organ Transplant

Cons

  • Illegal Activities
  • Alcoholism and Drug Abuse
  • Adventure Sports

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Not covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Not covered
  • Road ambulance Covered
  • Air ambulance Not covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

New India Health Insurance

New India Health Insurance

This video talks about New India Health Insurance in detail. It talks about key features like Solvency Ratio, Claim Support Ratio which help an individual to analyze if the Insurer matches with his/ her requirements.

New India Health Insurance Network Hospital List

New India Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, New India Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 3 Months
  • Max entry age: 65 Years
  • Initial Waiting Period: 90 Days
  • Sum Insured: Up to 50 L

Frequently Asked Questions

The 5 most-asked questions about New India Cancer Guard, answered.

New India Cancer Guard Policy will not be helpful or beneficial for individuals who have already been diagnosed with cancer. The plan covers individuals suffering from cancer after a waiting period of 90 days.
The insurance amount options available under the New India Cancer Guard policy are 5 lakh, 10 lakh, 15 lakh, 25 lakh and 50 lakh
The cancer care benefit under the New India Cancer Guard policy provides you 50% of the insurance amount, if cancer is detected for the first time, it will be a critical care benefit. This amount is in addition to the sum insured.
There is no need for a pre-policy medical check-up to invest in a policy under the New India Cancer Guard policy.
Yes, individuals can avail a no-claim bonus under the New India Cancer Guard policy, in which the sum assured will be increased by 10% on every renewal, provided that the insurance holder spends claim-free years of insurance up to a maximum of 50% of the sum insured.

Explore New India Health Insurance

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 29 Oct 2024

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