New India Premier Mediclaim Policy - Check Features and Benefits
Buy Now
Summarize with
ChatGPT Claude Perplexity
New India Health Insurance New India Health Insurance ★ 4.4

New India Premier Mediclaim

New India Premier Mediclaim Policy is a versatile family health insura ...Read More

Up to 2 Crore
Sum insured
1
No. of plans
1800+
Pan India presence
90.73%
Claim settlement ratio
📄 Download brochure
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,689 reviews
🏥 3,000+ hospitals
📊 1.91 solvency ratio
✅ 90.73% claim settlement

New India Premier Mediclaim Policy is a versatile family health insurance policy that can cover up to 6 members of your family under a single policy. With a wide range of sum insured options ranging between 15 L to 1 Crore.

Why Do We Recommend This?
  • 2 plan options to choose from
  • Room Rent Cover
  • All Hospitalisation Expenses

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
18 to 65 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹15 L, ₹25 L, ₹50 L, ₹1 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1 Year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Room rent cover
  • ICU cover
  • Critical Illness benefit

Cons

  • Illegal activities
  • Alcoholism and drug abuse
  • Adventure sports

What's covered

A quick look at what this plan covers — and what it doesn't.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Not covered
  • Day-care treatment Covered
  • OPD charges Covered
  • Covid-19 treatment Covered
  • Cataract Covered

Bonuses & restoration

  • No-claim bonus Not covered
  • Automatic restoration of SI Not covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Covered
  • New-born baby cover Covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Not covered
  • Sub-limits Covered
  • Compassionate travel Not covered
  • Global coverage Not covered

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

New India Health Insurance

New India Health Insurance

This video talks about New India Health Insurance in detail. It talks about key features like Solvency Ratio, Claim Support Ratio which help an individual to analyze if the Insurer matches with his/ her requirements.

New India Health Insurance Network Hospital List

New India Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, New India Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Frequently Asked Questions

The 5 most-asked questions about New India Premier Mediclaim, answered.

The policy term of the New India Premier Mediclaim Policy is 1 year from the date of commencement. The premium paid for the policy is payable at the time of purchase.
The eligibility criteria for the New India Premier Mediclaim Policy is 18 years to 65 years for adults and 3 months to 18 years or 25 years for children. Children up to 25 years of age are covered only if they are financially dependent on the insured life.
Individuals need not worry about any upper age limit for renewal of their policy. New India Premier Mediclaim policy can be renewed until the policyholder pays the renewal premium before the expiry date of the policy.
When individuals invest in a New India Premier Mediclaim policy, they have to wait for the policy to complete the first 30 days before making any claim. However, if hospitalization occurred due to an accident during the first thirty days of the policy, the amount is payable.
Permanent illnesses or health conditions not covered under the New India Premier Mediclaim Policy Hospitalization with war, riot, strike and nuclear weapons Intentionally hurting yourself Abortion, and abortion Congenital diseases Infertility and in vitro fertilization

Explore New India Health Insurance

Health Insurance Articles

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 29 Oct 2024

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Other Health Insurance Companies

Star Health Insurance HDFC Ergo Health Care Health Insurance Aditya Birla Health ICICI Lombard Health Bajaj Allianz Health Tata AIG Health SBI Health Insurance

Share your Valuable Feedback

Rating Icon 4.4

Rated by 2,684 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free