New India Personal Accident Insurance Policy
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New India Health Insurance New India Health Insurance ★ 4.4

New India Assurance Personal Accident Policy

This policy offers compensation in case of death or bodily injury to t ...Read More

Up to 2 Crore
Sum insured
1
No. of plans
1800+
Pan India presence
90.73%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,689 reviews
🏥 3,000+ hospitals
📊 1.91 solvency ratio
✅ 90.73% claim settlement

This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.

Why Do We Recommend This?
  • Offers a 24-hour cover.
  • Death cover
  • Permanent Partial Disablement

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
5 to 70 Years
Plan type
Accident Health Insurance
Sum insured options
₹10 L
Waiting period
N/A
Renewability
N/A
Policy term
N/A

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Worldwide Coverage
  • Disability Cover
  • Death Benefit

Cons

  • Self-injury not covered
  • Maternity coverage not available
  • Adventure sports not covered

New India Health Insurance Network Hospital List

New India Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, New India Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi Mumbai Bengaluru Chennai Kolkata Hyderabad Pune Ahmedabad Jaipur Lucknow

Know More About Network Hospitals →

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 5 Years
  • Max entry age: 70 Years
  • Initial Waiting Period: N/A
  • Sum Insured: N/A

Frequently Asked Questions

The 3 most-asked questions about New India Assurance Personal Accident Policy, answered.

Yes, the policy offers ’Family Package’ covers allowing the policyholder to include the family members. New India Assurance Policy is a family as well as a group plan that offers comprehensive coverage for the entire family.
Yes, This policy provides worldwide coverage.
This policy focuses on accidents and does not cover pre-existing health conditions.

Explore New India Health Insurance

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Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Written by Naval Goel — Founder & CEO, PolicyX.com Reviewed by Manoj Kumar — IRDAI-certified Health Insurance Specialist
Last updated: 19 May 2026 · Originally published: 29 Oct 2024

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